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Home > General (L494) > Who is (or is going to be) your RRS2 Insurer? |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
Nowaytk I am in north west too. I know the presumably posh suburbs of south west have a higher insurance risk rating than my area.
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Sun Jul 12 2015 7:27pm |
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Ady 555 Site Moderator Member Since: 12 Dec 2010 Location: Good old yorkshire Posts: 8738 |
Try playing around with your job title, makes a difference. |
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Sun Jul 12 2015 8:54pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
Thanks Ady. I did that last year but it made < £10 difference. There are only 2 job titles that I can justify selecting. Anything else and I would be lying big time .
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Sun Jul 12 2015 10:11pm |
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npinks Site Moderator Member Since: 26 Nov 2007 Location: Watching Posts: 6716 |
Simple fact is the underrighters don't want the risk so they increase the ratings, it could be the thefts or just that of late they have been hit with some large claims on that brand of car |
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Sun Jul 12 2015 10:48pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
But it doesn't make sense if the insurer (and hence the underwriter) is the same. Elephant premium of £2025-£2050 with £1000 voluntary excess on confused and moneysupermarket but £1226 premium with voluntary excess of £250 on comparethemarket. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
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Sun Jul 12 2015 11:01pm |
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Tim in Scotland Member Since: 30 May 2005 Location: Driving along in my automobile Posts: 17476 |
You will also be being hit because it is an SUV and capable of being used offroad - even if you never want to use it for that most insurers don't want the increased risk of you doing serious damage to the vehicle so load the rates to put you off. Aslo have you ever heard anybody having anything good to say about the claims payments records of all these discount insurers? Some of them are shocking. Also none of them will ever send your car to be repaired at an approved LR repairer purely because they cost so much - failing to do that wipes out your LR warranties............ so which do you value more cheap repairs or your car's warranty? 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
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Mon Jul 13 2015 5:46am |
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philmw Member Since: 18 Aug 2006 Location: Nottingham Posts: 1671 |
Insurers can't insist who repairs a vehicle, but if there are subsequent problems are generally not liable for rectification if the consumer didn't use their recommended repairer. And repairs outside of the network don't necessarily affect any warranty. |
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Mon Jul 13 2015 6:02am |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
I have never had to claim on my insurance but have heard both good and bad things about claims handling by Admiral and read good and bad reports about LRI. Makes it hard for me to justify spending the extra £1k/year. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
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Mon Jul 13 2015 6:17am |
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Mr Singh Member Since: 18 Jun 2015 Location: Surrey Posts: 65 |
No problem @fkarim. Don't know if you're taking out GAP Insurance but the LRI includes it for the first year. Might be something to consider when choosing who to go with. |
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Mon Jul 13 2015 9:33am |
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Fletcher Member Since: 28 Jan 2015 Location: Devon Posts: 481 |
Land rover quoted about £500 which is about the same as the rest on the internet , the free gap and genuine parts with a loan car is the thing that swings it for me , plus 7 days free . |
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Mon Jul 13 2015 7:20pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
LR is close to £2k for me without mentioning convictions. Will only go up when our fixed penalties are taken into account. Will speak to them closer to the time to see if there is any movement possible on price.
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Mon Jul 13 2015 7:57pm |
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Farmer Chalk Member Since: 02 May 2015 Location: London Posts: 535 |
Have you got a tracking device on it.....that will make a big difference providing it is a named brand! |
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Mon Jul 13 2015 8:16pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
The car hasn't been built yet but yes, it will have a tracker (Land Rover InControl Secure) and I selected it on Land Rover Insurance website when obtaining a quote. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
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Mon Jul 13 2015 9:37pm |
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Farmer Chalk Member Since: 02 May 2015 Location: London Posts: 535 |
Oh a worrying trend for those of us who already own one....not good news but one I've been forecasting for many years now on the Disco forum....
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Tue Jul 14 2015 7:19am |
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