I'm planning on getting Mrs P a car for Christmas but don't want her to know anything about it until the big day.
We were planning on changing it next year anyway so I've managed to get the private plate off her current car, gave her some b.s. about the closure of local DVLA offices resulting in longer turn arounds.....

The only obstacle that I can see is insurance. As she'll be the registered keeper and insurance policy holder I can't see her current insurance company updating her policy if I phone in with the new car details.
I think I'm correct in thinking that my insurance which covers me to drive other vehicles isn't sufficient.
I was planning on collecting the car Christmas Eve then leaving at my parents until the next day.

So, has anybody done this and how did you overcome the insurance issue.

Thanks

Nik. 2015 Golf R DSG
Gone 2013 Mercedes C220 CDi AMG Sport Plus
Gone 2008 2.7 RRS HSE

Call the insurer and run it past them

They'll be able to do something

Some insurance companies can make critical changes by the spouse not sure if that's change of cars but beat to ask, I'm sure your not the first to do it.

Also some dealers provide 7 days free insurance

You can change insurance details anytime you wish. Just give the insurance company the time and date you want it to change over. They will also cover you for both the vehicles at the same time if you need a weeks chage over for example. Just give them a call and tell them your situation.

You could always get temp 24 hour insurance from somewhere (I think I paid ~£25 for the day when I was planning to pick up a car that was 180 miles away but all depended what it was like in the flesh).

You could put it in your misses name as you'll know (or I hope, for your sake! ) the DoB and other details etc.



Cheers..

Ian

Are you buying new? Most dealers offer free 7 day cover (usually with a not so attractive excess) so that could tide you over? ON THE WAY: BMW F21 M140i
MERCEDES GL350 - Metallic Navy Blue w/Grey interior

GOING: BMW F31 335D MSport+ xDrive Touring
GONE: Land Rover Discovery 4 HSE - Stornaway Grey w/Black Interior (wish we'd kept it )
GONE: BMW F10 520D MSport - Carbon Black
GONE:MY12 RRS SDV6 HSE Sumatra/Ivory/Grand Black Privacy glass

Yes agree with BC we are collecting a new car on Sat for SWMBO and I did not want to change the insurance until the old ones has been collected (contract hire) so the dealer gives you a phone number and a dealer code, you call them up and give them the date of collection and viola all insured for 7 days from collection. Will give you time to change it over between Christmas and new year. The only think they ask in return is you give them the end date of your current policy so they get a chance to quote you in the future. Most main dealers and car sales have this facility .... Just ask. 2011 RRS 3.0TDV6 HSE Santorini Black, black leather, 22" Calibre Altus black / polished wheels, full colour coded.

All garages now offer 7 day drive away insurance usually for zip. That should cover you over Christmas day.... She'll be so busy showering you with gratitude she won't be driving anyway 🙈 2x TDV6. SE and HSE. Both returned to sender with issues👀
TDV8 Sport HSE...... Gone. Loved it but it didn't love me!!
Now rolling in MY10 Fullfat TDV8 Vogue. Slammed it to go round corners🙈
Cruising daily #56 mph in a Volvo V8. 😱
Lots of other toys in the cupboard...😜

That's the plan
Hopefully garages will offer the insurance, can't see any other obstacles and already got a neighbours garage booked for storage on Xmas eve

Nik 2015 Golf R DSG
Gone 2013 Mercedes C220 CDi AMG Sport Plus
Gone 2008 2.7 RRS HSE

Don't forget, you will have to tax the vehicle before you pick it up, so make sure your insurance is in place in plenty of time for it to be recoginised on the national computer before you can tax it. I'm not sure how long it takes to get on to the database.

Good point, thanks
Although I'm sure there will be a few more glitches I hadn't bargained on.....red tape  2015 Golf R DSG
Gone 2013 Mercedes C220 CDi AMG Sport Plus
Gone 2008 2.7 RRS HSE

glitches like Wrong Colour, Wrong Spec, Wrong Interior Choice, Missing Options, No Matching Shoes or Handbag

Just sat sipping a glass of red and suddenly thought, how can I part ex her car  2015 Golf R DSG
Gone 2013 Mercedes C220 CDi AMG Sport Plus
Gone 2008 2.7 RRS HSE

Tell her you are taking it in for some minor repairs and they need to keep it for a few days, awaiting parts etc.

Ady your showing your dodgy side......  2x TDV6. SE and HSE. Both returned to sender with issues👀
TDV8 Sport HSE...... Gone. Loved it but it didn't love me!!
Now rolling in MY10 Fullfat TDV8 Vogue. Slammed it to go round corners🙈
Cruising daily #56 mph in a Volvo V8. 😱
Lots of other toys in the cupboard...😜