I am 53 with 20 years protected NCD 2005 2.7 HSE, and i am with Admiral. My quote was £410. I wanted to put my 2 kids on it too. They are twins boy and girl, so both 22 and passed their test 3 years ago. Quote with my daughter on, 3 years ncd, no accidents £785, added my son who drives a classic, 0 ncd 1 accident it came down to £525.

I've come from an X5 to 4.4 SDV8 and my insurance jumped up £300 to over £700!

£249.00 fully comp with SAGA

Technical its the missus motor and we pay for this year £640 with admiral £130 less than the AA from last year with 2 years ncd , it's a case of shopping around and the postcode lottery, even though the AA offered a £4 discount to keep the price the same as last year.

Though i shop around atm due to covid and lack of work some of the quotes was as high as £12K on the go compare sites and some don't even quote to insure, i'm sure its down to the damage you can do in a 3 ton motor compared to the light little motors on the road now.

Which i cant see why the premiums are so high as insurers only pay book value so have a slight bump and need a bumper replaced and the car will be written off.

I know it is of no use in the UK but just wondered if the AA do it there, down here with the AA you can also insure the car for an agreed value not just current market value, cost's me about the equivalent of £500.00 fully comp. with agreed value of £40k if written off etc. for the car worth about £15k. Also as they have had less claims due to Covid 19 lockdown actualy had a rebate on premium. Must be a first insurance company giving money back with out being asked.

Cheers
Col

Gjlatz wrote:

£249.00 fully comp with SAGA

Bargain! I've got a good few more expensive years ahead before I'm SAGA applicable

Went on Meerkat when I got the car last month and found it for £410 with AA including business use and wife as other driver. 6 years NCB.

Co-incidentally got an email from the AA offering a 10% reduction. Good deal I thought, save £40. Went direct on their website. £795!!!!!!

Segei and Aleksander are your friends!

I knew my insurance was coming up for renewal & I've been with LV for several years so was slightly worried due to some of the comments on here about their refusal to insure, so I was pleasantly surprised this morning at their quote of £285 fully comp last year I paid £320.

when i renewed this year i think it was around £900. I was buzzing.

So what did Craigb86, the original poster eventually pay. Its so annoying that people ask questions, get advice either good/bad & do not have the curtesy to return & give the answer to their problem.  Range Rover Sport (gone): Mercedes S63 AMG Coupe: 992 Porsche Carrera 4S: Range Rover Fifty P400e

I was getting prepared to shop about this year as I've been with Admiral for 3 years or so now,,, but pleasantly surprised as it only increased £3 on last year,,,,, just over £800 for my 3.6 V8,, the wife's Nissan juke,,,,, and my house insurance. 2010 RRS, TDV8
bali Blue / colour coded
side steps / flappy paddles
black perforated leather
22" overfinch
heated everything, TV,fridge ...... now with gold calipers and mud flaps !( black mud flaps that is) !!
Many years ago,,,,, 1955 series 1 landie , sometimes wish I had kept it

35, fair few years NCB.

Just moved from 630i to 3L RRS.

Think I paid around £300 for the 630i, bought the RRS at around 6 months in and had to pay a further £150

So expecting around £550 for next year.

gogsy1956 wrote:

I was getting prepared to shop about this year as I've been with Admiral for 3 years or so now,,, but pleasantly surprised as it only increased £3 on last year,,,,, just over £800 for my 3.6 V8,, the wife's Nissan juke,,,,, and my house insurance.

Generally, motor rates are holding stable. In the last 12-18months, with minimal driving, a much lower incident rates, means lower losses. Plus changes in legislation, have reduced projected losses especially around whiplash claims. So motor rates are not moving forward by a large amount.

If you can have insured and partner, max ncb, security (for RRS) generally premiums should be OK.

Aviva recently quoted me £260 fully comp. I’m 30 and have the 4.2 SC.