Heck ! I must be one of those strange people that 1) don't care if the car I've just bought will depreciate in the next 12 months, 2) don't care if I'm not driving around in the latest model.

To be honest there are some worthwhile buys on e bay when it comes to RRS and Full Fats for around the £6k mark. Most have had recent replacement gearboxes, suspension compressors or other age related work done to them, so if you picked one up and ran around in it for a couple of years you could still sell it for a couple of grand, even if it were for spares.

So you would loose maybe £1500 per year in depreciation.

Just a though..........

Jim

I'm just getting sensible as I get older, when I see a nice Sport for £40-£45k I just can't help thinking. I could get a half decent flat at auction for that money. The flat would bring me £600 a month rent and increase in value. The car will lose value and cost me money lol.

Yet 2 years ago I would drive past a dealers and see something I liked then 1 hour later walk out having put a deposit down.

Yes but not old enough to have seen some of your friends and family do just that. Unfortunately they have either died or ended up with dementia and what good is money then. Live for today with just an eye on tomorrow you have to enjoy life.

Meh - my mantra is borrow as much (not credit cards etc, but Mortgage and Car Finance) as cheaply as possible whilst the rates are low, pay off as much as quickly as possible, then when rates rise you are in a much better position.

I don't really see the logic in waiting, you know from other posts that any car you buy is going to depreciate over time, its not a 50k auction flat, its a car.....out of interest, what are you driving now?

Credit such as car finance and mortgages is, at my age of 32 something which is unavoidable - however by over paying the mortgage I will be releasing my major asset at an earlier age, stalling on something like this would mean longer payments and therefore less cash at the twilight stage of life when its really needed, its easier to work harder in your 30's than it is in your 70's and unless one of the very few people who have cash of 50k upwards then I'd rather do it young and get it out of the way.

Each to their own I suppose, just the way I work! 2014.5 Mariana Black 5.0 Supercharged V8 Autobiography

A 2014 5 series, the Mrs has a 2013 Kia ceed pro GT.

If everything we did made money insed of lose it, said money would have no value in the first place...  Visiting from DISCO3.CO.UK
2006 Discovery 3 TDV6 Auto HSE Zambezi Silver

4X4BYFAR wrote:

A 2014 5 series, the Mrs has a 2013 Kia ceed pro GT.

See, for me my car is an extension of my personality. If that were the same for you, I would be assuming that you were a skinny, 55yr old salesmanager in a grey suit, or even an accountant....but I doubt you are.

Buying a car is an emotional decision, or IMHO it should be. Ignore logic when buying a car or a house, go with your heart....having said that....there are a few nice "5's" out there, its just a very standard looking car (exception being the M5 of course, but even that is looking dated against the M2/3/4).

Im short, neither the RRS1 nor the RRS2 is a car to be bought with logic or money saving in mind, you've dithered so much that I cannot see you ever buying one, infact, why not go and buy an X5M, that will still depreciate but I am sure the dealer will offer a better trade in for your 5. 2014.5 Mariana Black 5.0 Supercharged V8 Autobiography

You're right I'm not a skinny 55 year old sales manager. I'm early 40's and got quite lucky buying into a Franchise 20 years ago for £28'000. The same franchise today is £380'000 to start up all in,(An they do want franchisees) thankgod everyone went gym/health/fitness mad eh

Well not quite everyone I would rather have my eyes poked out with red hot needles. Than go to a gym!! I keep pretty fit working in the garden and walking to the pub then staggering back home. I remember test driving a RS 500 with a friend and the pads were smoking when we finished you need to get it out and use it. Just seen a photo of a detailing on a RS 500 does look nice. How about a photo of yours would be nice.
Terry

jim4244 wrote:

At least I can jump over to the Disco 3 Forum and escape "the horror" of it all.............

Jim

Me too  2003 BMW M5 - 5 Litres of V8 Optimax Slurping Goodness in Carbon Black

2013 SDV6 HSE Black Edition- Orkney Grey with Ebony & Ivory. LR Facelift RAI, Genuine G4 Expedition Rack, 4x Warn SBD-160 Spotlights, Warn 9.5XPS Winch, Mantec Underbody Protection and Sump Guard, Full Easy Lift Suspension Module, LR Light Guards, Light Force HTX230 Hybrid spotlights, 18� Compomotive PD1881 on 265/65/18 BF Goodrich KO2, ARB fridge, TuffTrek awning 😎

Off to Tonbridge tomorrow from my council estate to swap my old square RRS1 for another old square RRS1 - probably loose thousands as I drive off the dealerships forecourt but hey who gives a my money - my choice. This will be my third in 6 years each one as been awesome - I will be grinning on the way down & grinning on the way back

Life is precious - enjoy  16MY Estoril Blue SVR.............
17MY Autobiography Dynamic - Corris Grey - WOW.
14MY Autobiography Dynamic - SDV6 - Fuji White
12MY Autobiography - SDV6 - Santorini Black - Dual View - Rear Entertainment - Sunroof.
12MY Autobiography - SDV6 - Orkney Grey - awesome ;(
2005 Java Black - 4.2 V8 Supercharged First Edition- will never be forgotten ;(

Next November I will be 50 then I might get a RRS2  16MY Estoril Blue SVR.............
17MY Autobiography Dynamic - Corris Grey - WOW.
14MY Autobiography Dynamic - SDV6 - Fuji White
12MY Autobiography - SDV6 - Santorini Black - Dual View - Rear Entertainment - Sunroof.
12MY Autobiography - SDV6 - Orkney Grey - awesome ;(
2005 Java Black - 4.2 V8 Supercharged First Edition- will never be forgotten ;(

What colours the new one Peachy ?

Black  16MY Estoril Blue SVR.............
17MY Autobiography Dynamic - Corris Grey - WOW.
14MY Autobiography Dynamic - SDV6 - Fuji White
12MY Autobiography - SDV6 - Santorini Black - Dual View - Rear Entertainment - Sunroof.
12MY Autobiography - SDV6 - Orkney Grey - awesome ;(
2005 Java Black - 4.2 V8 Supercharged First Edition- will never be forgotten ;(