Nah you'll be alright if your premiums have been sensible so far. NFU, LR and DirectLine etc. have always quoted me silly prices. I was more worried about the likes of Admiral and Elephant jumping so much compared to March, which thankfully isn't the case on comparethemarket.com anymore. The quotes are now comparable to what I normally pay every year. Still too high but that's nothing new for me When I have time, would just like to figure out which factor is contributing the most: London, driving offences or age. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

Looking around for insurance now the car should be arriving in a couple of weeks. In June LRI quoted me £568, and today their quote has gone up to £722.

Wanted to ask if insurance premiums have gone up for everyone in general?

A few of us should be getting our MY16's soon and wanted to ask which insurance companies your all getting the best prices from at the moment?

My current insurance is with M&S and they just quoted me a shocking £3500.

Getting various prices starting from around £550 by the Meerkats

I am currently with Land Rover Insurance on my Evoque with the renewal next February so I will probably just pay the difference to renewal time and then shop around. RRS is due at dealers 2 October.

Just done an on-line quote with LR for full years premium and it came out at £507 with legal protection, protected NCB and lowest excess. Prices have gone up a lot, they only quoted £379 for an F Type back in April. 2018 MY19 HSE Dynamic, Santorini, Ebony/Ivory, Sliding pano, Adaptive cruise, Black wheels. Arrived 3rd September 2018
2015 MY16 HSE Dynamic, Santorini, ebony/cirrus, sliding pano, cameras, black wheels - Arrived 1 October 2015

£500 direct line. On order expected October 16 macan turbo
Current car MY15 Hse Dynamic
Cayenne v6 MY64
RRS MY13 Black edition
Discovery MY61 xs
RRS TDV6 MY07
XC90 Executive
Yada yada yada

I take delivery in October and I've been quoted £330 by Admiral, £150 excess for both myself and my wife for business 1 use. We live in a village on the outskirts of York.

sharpieRRS wrote:

I don't have the latest model, but have always found NFU very reasonable - and they are easy to contact and talk to. Think I pay about £600

£340 for my HSE Black with Direct Line.... Move to Scotland!  ____________________
Current: MY2023 3.0 SDV6 Autobiography in Eiger Grey
Gone: MY2019 3.0 SDV6 Autobiography in Carpathian Grey
Gone: MY2015 4.4 SDV8 Autobiography in Corris Grey with ebony and lunar leather
Gone: MY2013 3.0 SDV6 HSE Black Edition in Orkney Grey, piano trim, black leather with contrast stitch

I am scared to ask my insurer but as its Admiral I am hoping to be like the poster above. Will post when find out. MY16 3.0 SDV6 Autobiography in Aleutian silver, stealth pack and toys.

£580 Direct Line
SDP and travel in conjunction with job.
£500 Excess (200 Compulsory £300 voluntary)
10k miles pa
Protected NCB


LV were slightly cheaper at the renewal but the hassle of having to send them driving licences etc, proof of NCB; for the extra £50 I stuck with Direct Line

Admiral just quoted me £295 for my AB due in a week or so!! 2023 P440e SE Dynamic on order -cancelled

2022 HSE Dynamic P400e

2017 Discovery 3.0 HSE Silicon Silver Nimbus interior and a few extra toys SOLD

2013 HSE Black, Orkney Grey, Ebony Seats and Ivory Interior SOLD

2006 HSE

Plus a few other cars inbetween!

That is good news as I am with Admiral too. Hopefully they are paying attention to the improved security now MY16 3.0 SDV6 Autobiography in Aleutian silver, stealth pack and toys.

Tried getting a quote from Direct Line but they don't list the RRS HSE Dynamic 306BHP. Got a quote of £604 on the 288BHP. Someone called me from there and he couldn't find the 306BHP version on their system either.

That Admiral quote is good! What's the excess? direct line excess was £500

Voluntary £350 and £200 complusory, it just came up with that figure. 2023 P440e SE Dynamic on order -cancelled

2022 HSE Dynamic P400e

2017 Discovery 3.0 HSE Silicon Silver Nimbus interior and a few extra toys SOLD

2013 HSE Black, Orkney Grey, Ebony Seats and Ivory Interior SOLD

2006 HSE

Plus a few other cars inbetween!

Just done an Admiral quote came out at £299 including protected NCB, Legal and Injury. Would need to read the small print and check I have like for like with LR's own insurance. Total of £550 excess (voluntary and compulsory) looking good so far. If all checks out may go with Admiral if I can get back the balance of my LR premium on current car. 2018 MY19 HSE Dynamic, Santorini, Ebony/Ivory, Sliding pano, Adaptive cruise, Black wheels. Arrived 3rd September 2018
2015 MY16 HSE Dynamic, Santorini, ebony/cirrus, sliding pano, cameras, black wheels - Arrived 1 October 2015

I would doubt that Admiral, Direct Line, Churchill or LV would include Offroad use, cover for what you chose to tow or what you stick on a roofrack like LRI does. In fact if you mentioned venturing off a classifed road (ie an M, A or B class road) with any of the others they would put the premium up through the roof. I appreciate that not many want offroad cover, but just driving up some country lanes or into a field for a local show are classed by them as unclassified roads ............. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW