Been getting crazy prices from the compare sites and the few companies willing to consider quote - loads just said NO

Currently paying £500 for 327bhp Mazda PHEV and been quoted £2500-5500

Lr quoted £327 pm then said £177 with discount in new RRS - wouldn’t insure a 6 months old approved used autobiography

Finally got a quote for £1130 through MSE website which I can live with but one insurer said 100 pw being stolen

https://www.moneysavingexpert.com/insurance/car-insurance/ Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Last edited by muddywheels on Mon Jul 08 2024 11:08am. Edited 1 time in total

I think the LR insurance was set up to try to cover those buying new vehicles that were not being covered by the usual insurers at the time. One issue is that the usual insurers were using data for previous versions of LRs and just blanket saying "they all get nicked". LR have improved the security and are now trying to get the insurers to take account of the newer security (which, it seems, is working). 2012 SDV6 - it's missing a couple of cylinders
2008 TDV8 - it was a labour of love and is much missed

Hopefully

I nearly cancelled order as I’m concerned about thefts and insurance premium next year  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

My salesman was telling me that until the war stops and the sanctions are lifted against Russia then this issue won’t go away, that’s where most of the stolen full fats and sports are heading either as complete cars or parts.

These guys don’t wait for anything!

I nearly bought a Volvo but the whole Russia and China situation regarding Ukraine finished that idea

I’m back to buying British built again and hoping I don’t regret it  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Muddy,

Re:- theft. Simple - fit a GHOST-2.

£499 fitted , no subscription, cleared by an app on your phone or a personal PIN you can change.

I have one on my L461 - operates on the gearbox so “remote start” still works but try and select a gear without clearing it and the engine dies and won’t re-start!

Scrumps Somerset - Where the apples do grow and the cider do flow!
2021 Defender 90 D250 HSE in Tasman with white roof.
24MY D300 AB - Verasine Blue - 😀
19MY SDV6 AB - Byron Blue - Gone
17MY D5 SDV6 HSE - Firenze Red - Gone
16MY SDV6 AB -Aruba Silver - Gone
13.5MY SDV6 "HSE Black" - Baltic Blue - Gone
10MY TDV8 HSE Galway Green - Gone
14MY D4 HSE in Scotia Grey - Gone
05 TD5 D90 CSW in Cairns Blue

My understanding was that the new ones were hardly getting stolen now due to the UWB and security updates? I noticed when I was insurance shopping that the difference in quotes between a 2yr old car and a new one was remarkable. New ones being significantly less.

The issue with previous models may have been mitigated with updates, but unfortunately the stats are the stats on those years and insurers will quote accordingly until that changes.

scrumps wrote:

Muddy,

Re:- theft. Simple - fit a GHOST-2.

£499 fitted , no subscription, cleared by an app on your phone or a personal PIN you can change.

I have one on my L461 - operates on the gearbox so “remote start” still works but try and select a gear without clearing it and the engine dies and won’t re-start!

Scrumps

Can this be dealer fitted - I’m wary of buying and getting anything third party done that affects warranty - I remember a member on DiscoSport having something fitted and canbus issues  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Workpermit wrote:

My understanding was that the new ones were hardly getting stolen now due to the UWB and security updates? I noticed when I was insurance shopping that the difference in quotes between a 2yr old car and a new one was remarkable. New ones being significantly less.

The issue with previous models may have been mitigated with updates, but unfortunately the stats are the stats on those years and insurers will quote accordingly until that changes.

NFU 1st said I needed a faraday cage for key which LR say I don’t then said only insuring them over 5 years old which are the worst for security from what I’ve read

Never seen such crazy quotes or so many refuse to quote on a vehicle and I had a new Astra GTE at 20 years old 🤣 Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Muddy,

Not unless the Dealer is an Autowatch outlet.

Mine was done in my drive in a couple of hours.

I used https://www.trackershop-uk.com they have done loads, they did it the day after I collected my AB.

The engineer was really diligent and you can’t tell it’s fitted - I’m a Chartered Electronics engineer so I know good work when I see it.

My dealer knows it’s fitted - it’s currently at the dealers for the SOTA issue and I put the GHOST into service mode when I dropped it off this morning.

Sometimes the firm above do 10% off so it’s £450 fitted!

Scrumps Somerset - Where the apples do grow and the cider do flow!
2021 Defender 90 D250 HSE in Tasman with white roof.
24MY D300 AB - Verasine Blue - 😀
19MY SDV6 AB - Byron Blue - Gone
17MY D5 SDV6 HSE - Firenze Red - Gone
16MY SDV6 AB -Aruba Silver - Gone
13.5MY SDV6 "HSE Black" - Baltic Blue - Gone
10MY TDV8 HSE Galway Green - Gone
14MY D4 HSE in Scotia Grey - Gone
05 TD5 D90 CSW in Cairns Blue

Cheers Scrumps

I asked dealer and they don’t offer it - sure LR dealers used to fit a security system which needed a card in your wallet - possibly autowatch iirc

Will need to think about what I should do - while it’s under warranty I’m wary of anything that could be used to wriggle out of responsibility  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

muddywheels wrote:

Never seen such crazy quotes or so many refuse to quote on a vehicle and I had a new Astra GTE at 20 years old 🤣

We were lucky back then. I had a 309 GTi and it was fully comp with business use for a few hundred quid and 2 years NCD.  2012 SDV6 - it's missing a couple of cylinders
2008 TDV8 - it was a labour of love and is much missed

If only we’d kept them - they’re worth a fortune now  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Got a pleasant surprise today with a renewal quote £1700 less than last year!! Biting their hands off as comparison sites don’t even come close..

Hi,

Got insurance last year for my new D300 AB @ £849.

Just had renewal through from same company…..£733!!

Their hand is now in my house!!!

Scrumps ( Happy bunny). Somerset - Where the apples do grow and the cider do flow!
2021 Defender 90 D250 HSE in Tasman with white roof.
24MY D300 AB - Verasine Blue - 😀
19MY SDV6 AB - Byron Blue - Gone
17MY D5 SDV6 HSE - Firenze Red - Gone
16MY SDV6 AB -Aruba Silver - Gone
13.5MY SDV6 "HSE Black" - Baltic Blue - Gone
10MY TDV8 HSE Galway Green - Gone
14MY D4 HSE in Scotia Grey - Gone
05 TD5 D90 CSW in Cairns Blue