Sounds good

I think you have to get approval from WD, pay the garage after works and then claim from WD later but this is only a small inconvenience if the cover is good.

I should clarify that I haven't used them. Bought a WD policy but cancelled as my car was eligible for LR Approved and I thought it would be better even with wear & tear exclusion so went with LR. I do think WD would be better than LR Select though. Would be best to wait for a response from someone else (like JasM who posted above) who actually has/had a WD policy as they would undoubtedly have more info than me.

The guy said that once I'd got the car to a garage they deal direct with the garage/dealer...

If the garage or dealer wasn't happy to be paid by WD, then they'd simply pay me and I'd pay the garage.

My local independent is fine with WD payment should the need arise!

Seems great cover to me.

S

simonj007 wrote:

Hi fkarim,

Yup - includes Sat nav all media and electrics.

The £200/hour was either dealer or independent so long as VAT registered

He removed the paying a portion of parts cost - so no parts to pay whatsoever - all will be paid for and included.

All I need do is get the car to the garage they'll dothe rest.

I really can't think of anything else I'd need to check is included...!

Simon

Sounds good, I'd be cheeky and offer them £1,500 for the 3 years and see what they say  ON THE WAY: BMW F21 M140i
MERCEDES GL350 - Metallic Navy Blue w/Grey interior

GOING: BMW F31 335D MSport+ xDrive Touring
GONE: Land Rover Discovery 4 HSE - Stornaway Grey w/Black Interior (wish we'd kept it )
GONE: BMW F10 520D MSport - Carbon Black
GONE:MY12 RRS SDV6 HSE Sumatra/Ivory/Grand Black Privacy glass

Simon, Is there a clause where they reduce cover over a certain mileage of the car?

Hi,

Even though I'm a 5k-6,000 mile a year driver, cover would be up to 12,000 miles and up to 130,000 in total and 13 years...

I really cannot think of anything else he missed out - seemed to give me the works and some!!

I really did hammer him on the phone for everything and even sent him subsequent emails with certain scenarios that I've picked up from other forums like moneysavingexpert etc where WD seemingly didn't want to pay up or failed gearbox which they said was 'fair wear and tear' - and he wrote back clarifying to my satisfaction. Great for me as I've now got most horroe scenarios covered and in writing from WD!

So long as my RRS gets a clean bill of health at the pre-warrenty inspection (£70) - my wear and tear cover will start from day 1 of the policy.

All does seem very good.

Simon

simonj007 wrote:

All does seem very good.

It sure does which is why everyone here is in "grilling mode"

You seem to have done your homework!

Hmm, too good to be true Are you sure the guy who is dealing with your policy isn't working his notice.

Ady...

You'd think that wouldn't you...!!

Seriously, can anyone think of ANYTHING that's been missed out or not covered... I simply cannot!!

Do they cover Wear and Tear ? YES
Will the they pay out if an insured part fails due to wear and tear? YES
Do they cover Consequential Loss? YES
Will they pay out if a non-insured part causes damage to an insured part? YES
Do they cover failures found at my Service or MOT to insured parts? YES
Do they cover the cost of diagnostics on all my valid claims? YES
Do they have an overheating exclusion? NO
Do they guarantee 100% of the hourly labour rate? YES (£200/hr)
Unlimited claims up to the value of the vehicle? YES

Just to negotiate the price now...

S

Sounds like a great deal. I paid £745 for my 13 months cover. Although it was originally £695 but I paid the extra £50 to have the parts contribution cost removed. 2014 L405 SDV8 RR Autobiography

2012 RRS SDV6 HSE -Orkney Grey with A/B bodykit - Now Gone
2007 RRS TDV6 HSE - Zermatt Silver - Gone

Jaz,

Are you on the Extra Care policy with them?

S

Yes I have got the ExtraCare policy.  2014 L405 SDV8 RR Autobiography

2012 RRS SDV6 HSE -Orkney Grey with A/B bodykit - Now Gone
2007 RRS TDV6 HSE - Zermatt Silver - Gone

^ +1 think you have passed your homework test  Porsche Cayenne 2022
gone Porsche Cayenne 2020
gone Corris Grey HSE Dynamic 2016
gone Ipanema HSE lux 2010
gone Rimini HSE 2005
!!

The mans done good Spoke to him the other day - was let down by a seller - seems it was to his advantage
Happy motoring - don't forget to use Sport mode  16MY Estoril Blue SVR.............
17MY Autobiography Dynamic - Corris Grey - WOW.
14MY Autobiography Dynamic - SDV6 - Fuji White
12MY Autobiography - SDV6 - Santorini Black - Dual View - Rear Entertainment - Sunroof.
12MY Autobiography - SDV6 - Orkney Grey - awesome ;(
2005 Java Black - 4.2 V8 Supercharged First Edition- will never be forgotten ;(

Update:

I tried for £1500 for the three years cover but that figure is actually lower than the underwriting costs...

But, WD came down to £1775 for 37 months as per original quote of £2300

Extra Care package for the whole duration of warranty

In Car Entertainment package included

Emissions upgrade included

Main dealer repairs

100% parts and labour paid for the duration of the warranty

Wear and tear from day 1


So, I'm extremely happy with that!!

Simon

£1775 is still a good price, it works out at about £575 per year.  2014 L405 SDV8 RR Autobiography

2012 RRS SDV6 HSE -Orkney Grey with A/B bodykit - Now Gone
2007 RRS TDV6 HSE - Zermatt Silver - Gone