Hello.
I have 2010 V6.
Anybrother know or had their insurance company ask for proof of tracker and immobiliser? They say I am not covered for theft until I do!! However, I can find NO proof of this in logbook etc from factory.
If anyone can enlighten me on how to sort this probably common issue, please reply 👍🙏 cheers

they didn't have a tracker as standard.
Sounds like you need to get one fitted !? or cancel (within 14 days?) and move somewhere else

Yes, but only because I declared on the quote request with DirectLine that my car has a Tracker Horizon fitted.

They said in the welcome letter and schedule that as part of the terms and conditions I must send the installation certificate and subscription information otherwise "... you are not covered for any claims for theft or attempted theft under section (C)b of your policy, until we have received and accepted your Security Installation Certificate(s)".

This is the first time I've actually been asked for the certificate since buying the car in 2006 - I've been with DL on this car in the past and they never wanted it before. Maybe they've been stung in the past?

Are you sure you didn't tick a box indicating you had a tracker by mistake?

JB.

I had the same when I bought my L320 in 2017, the company I was with at the time (can't remember who it was then) stipulated that I had to have a tracker fitted or I would not be covered for theft. I had one fitted the day after I bought it.
Since then not one company has asked for a tracker during the renewal ringaround.

You will need to speak to a tracker installation company and get one fitted. When you do you will receive a certificate of installation which proves fitment.

Insurers have become a bit canny with people ticking boxes saying they have got one to obtain further discounts when they haven’t …. Hence your challenge…

I've had this problem with Direct Line (who currently insure my house). You get all the way through the request for a quote and then they ask if you have a tracker fitted. When you say no, they say they can't quote!.

But they are tarring all RRS owners with the same brush. I can understand if you're driving around in £100k's worth of car then you should have a tracker fitted but (as in my case) driving a 13 year old car worth about £6500 if I'm lucky - well why would I want a tracker? Last renewal I ended up moving from Aviva to Marks and Spencer both of whom do not require a tracker for my 2008 RRS

Edit: just noticed you are in Bromley which may mean you'll be considered London! Robin
2008 Range Rover Sport TDV8
Gone:
Jaguar S-Type V8 4.2 Sport
MGZTT 190 2.5

Unfortunately Bromley and SE London have been in the forefront of Land Rover thefts in the last year…hence you are being rated for your area and then because it’s a Land Rover….

Eaters wrote:

I've had this problem with Direct Line (who currently insure my house). You get all the way through the request for a quote and then they ask if you have a tracker fitted. When you say no, they say they can't quote!.

But they are tarring all RRS owners with the same brush. I can understand if you're driving around in £100k's worth of car then you should have a tracker fitted but (as in my case) driving a 13 year old car worth about £6500 if I'm lucky - well why would I want a tracker? Last renewal I ended up moving from Aviva to Marks and Spencer both of whom do not require a tracker for my 2008 RRS

Edit: just noticed you are in Bromley which may mean you'll be considered London!

I’ve just had exactly the same from Churchill (over the phone) but not had any notification of such an exclusion when creating a new policy online. Madness - it’s a 10 year old car and a tracker is £200+ to install and another £150 a year to subscribe!

When I had the tracker installed in the car, I paid the extra monitoring fee up front for the time I owned the vehicle. I can't remember how much extra it was but if you intend to keep the car more than a couple of years it may work out better for you., plus its another annual bill you don't have to worry about

Funny, RRSEB is youngish and confused, I suspect. And the top answers are coming from Oldandconfused.

Joking aside, what amazes me, really, is they are still asking for tracker on what is presumably a £10k car. What’s £10k between friends/thieves?  L405 P400e Autobiography (MY2020)... Silicon Silver / Espresso
RRS TDV6 HSE Lux (MY2011)... Nara Bronze / Arabica - now gone!

I would imagine that the insurance companies computer systems aren't selective enough to identify age/ value of cars (maybe deliberately). Or is it that despite the relatively low value of the L320 they are still being stolen for parts? I doubt we will ever know, unless someone on here works in the dark world of car insurance...