I need advice if anyone can help.

I was caught doing 36 mph in a 30 limit and have been given a choice.
£100 fine and three points, or attend a Speed Awareness course.

This is my first speeding offence in twenty years.

I can barely stand the prospect of spending four hours listening to someone drone on about speeding and am thinking of just paying the fine,

My question is this ... what effect will having three points on my licence make to my insurance premium ?

I've tried to get this information from my insurance company but they wouldn't tell me.

The easiest way to determine the insurance cost of 3 points for your circumstances is to get insurance quotes from online comparison websites with and without the points, then see the difference.

IMHO if given the choice, everyone should avoid points. The fine itself is not much but the points cost you a lot more over the 5 years that you need to continue declaring them. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

From the interweb...

You have to inform your insurer if you’re convicted of any motoring offence, whether this is speeding, driving through a red light or using your phone while you’re behind the wheel. However, a speed awareness course isn’t a conviction so this would indicate you don’t have to let your insurer know – at least, not by ringing them up and telling them immediately.

It’s not as simple as that though, as when you come to renew your car insurance, some insurers will ask you if you’ve attended a speed awareness course. If you’re asked this, you’ll have to tell them the truth as any lying on your insurance application would be classed as fraud. In the event of a claim, your fraud could mean that your claim is declared invalid and you’d have to pay the cost of repairs yourself.

Admiral, Bell, Elephant will want to know 2023 P440e SE Dynamic on order -cancelled

2022 HSE Dynamic P400e

2017 Discovery 3.0 HSE Silicon Silver Nimbus interior and a few extra toys SOLD

2013 HSE Black, Orkney Grey, Ebony Seats and Ivory Interior SOLD

2006 HSE

Plus a few other cars inbetween!

exactly as Jim said.

That's a very informative reply Jim.
Think I'll have to endure the awareness course and avoid the damned points.
Thanks for the information.

Most companies seem to put about £100 on a policy for a speed awareness course i have heard been talked about

Keep your license clean and go on the course. A mate of mine has been on 2 (they have to be 3 years or more apart) and he said they were very good and he actually enjoyed them.

Much depends on the instructors presenting the course. I’ve been invited twice in the last 10 years and the courses are usually led by ex traffic cops.
The first I did was delivered by a complete jobsworth who was condescending to say the least and didn’t really get the message across because of his manner. The second time was completely different, with good talented presenters the course is interesting, informative and interactive which helps get the message home. It worked with me, far more speed aware now, relaxed and patient behind the wheel.

...and you get a free pen.

I'd certainly do the course and keep a clean licence. Barrie.
2017-Jan 2024: 2005 RRS 2.7TDV6. Best car I ever had - until now!
Current: 2018 Ford Ranger Wildtrak 3.2

All this for 6 mph what a joke.  SVR 2018 in Santorini Black.

If a speed awareness course can increase premium...take the points. I`ve never had an increase for an SP30 Most if not all insurance companies allow at least one SP30  Steve.

The course ain't so bad,,,, avoid the points 2010 RRS, TDV8
bali Blue / colour coded
side steps / flappy paddles
black perforated leather
22" overfinch
heated everything, TV,fridge ...... now with gold calipers and mud flaps !( black mud flaps that is) !!
Many years ago,,,,, 1955 series 1 landie , sometimes wish I had kept it

The only thing I learnt from the course was that of the 20 persons who attended the course only 3 of them should ever be allowed to drive again...

It was terrifying the total lack of knowledge of the other 17! So has it slowed me down? No but what it has done has highlighted to me that when i’m on the motorway surrounded by 20 cars I know that 17 of them are being driven by total

lol Farmer , surely you didn't need to go on that course to know that?

You are so right though. SVR 2018 in Santorini Black.