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Home > Finance & Insurance > Unable to find insurance - Nightmare |
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BigBen Member Since: 15 Dec 2015 Location: Hertfordshire Posts: 88 |
Was with LVE who had been competitive for a number of years then following a minor shunt they upped renewal by about 50%. Tried NFU (need off road cover and most do not now provide this) and was especially impressed by their service and quote of approx £600 for 20k miles p.a. fully comp and two drivers. NFU do not appear on price comparison web sites. |
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Mon Aug 29 2016 8:08am |
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gavwhite1972 Member Since: 23 Aug 2016 Location: Retford Posts: 33 |
Thanks everyone.... this is a real minefield of a subject.
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Mon Aug 29 2016 9:59am |
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gavwhite1972 Member Since: 23 Aug 2016 Location: Retford Posts: 33 |
Thanks Big Ben I just called NFU and spoke to a very pleasant guy called Max.... ran through the quote, 20k miles, protected NCD, £350 voluntary excess, £50 windscreen excess, courtesy car and legal cover included as standard. £569.70 taken and covered. The clincher was the 'no admin fees' for amending the policy, adding drivers or changing private plates etc... so that will save another £35-£70 on the other quotes too. Still awaiting call backs from LR Direct and A-Plan when they reopen tomorrow, so if they are massively cheaper and I switch I will update here (NFU also confirmed no cancellation fee throughout the full year and 14 days cool off period) Right... now to tax it and get on the road... |
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Mon Aug 29 2016 10:05am |
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Pufftmw Member Since: 23 May 2012 Location: Carmarthenshire Posts: 1052 |
I insured my new Subaru Impreza Turbo with NFU back in 1999 - £800 on street parking East London - where the other "best" quotes were in the order of £1500. Absolute bargain at the time and probably because they considered an AWD Subaru as a farmer's vehicle! What was even better was that they covered you F/C on track days included in the price
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Mon Aug 29 2016 11:45am |
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gavwhite1972 Member Since: 23 Aug 2016 Location: Retford Posts: 33 |
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Mon Aug 29 2016 6:55pm |
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adameverett Member Since: 14 Nov 2015 Location: Warwick Posts: 110 |
Try adding your other half on. I have Admiral 2 car policy for the rrs and Picasso, £404 fully comp with breakdown relay. I am 44, no accidents, village location.
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Mon Aug 29 2016 7:40pm |
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sally Member Since: 01 Sep 2014 Location: out and about Posts: 376 |
Maybe try NFU (National farmers union) 2012 Evoque
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Tue Aug 30 2016 8:12am |
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gavwhite1972 Member Since: 23 Aug 2016 Location: Retford Posts: 33 |
OK, so today I called LR direct to follow up the quote... the cheapest they can offer is £1229.77 Then i got a call back from A-Plan, who offered me cover at £603.00... not bad but it looks like I have the best I can get with NFU. I still can't believe it is so high... especially with many of you folk paying less even in the big city and at younger ages.... bizarre. Still... at least I am on the road at last. |
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Tue Aug 30 2016 4:58pm |
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gavwhite1972 Member Since: 23 Aug 2016 Location: Retford Posts: 33 |
Cheers Adam... but I unleashed that ball and chain 10 years ago... never again. So its just me.... |
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Tue Aug 30 2016 4:59pm |
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LG8340 Member Since: 27 Jul 2014 Location: London W4 Posts: 336 |
Today I tried to inform my insurers that my RRS has tints from the B pillar back.
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Tue Oct 04 2016 5:56pm |
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SRE Member Since: 16 Jan 2010 Location: Alicante Prov Spain + Hampshire UK Posts: 2329 |
NFU, very very good to deal with. In Spain - 2018 F Pace - Frightened away from the Sports due to crank failures
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Wed Oct 05 2016 8:16am |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
NFU are indeed very good to deal with. Just that they increased my renewal premium while all other insurers' quotes went down for me this year. NFU were more expensive last year too but I went with them as the difference of £150-£200 was worth paying for their superior cover and customer service. I am not paying 50% more to stay with them though Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
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Wed Oct 05 2016 8:48am |
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ilard Member Since: 20 Aug 2010 Location: London Posts: 975 |
I think it's crazy your insurer could not process a privacy glass modification on their system. At least make sure they put a text note on your file so there's no funny business in the event of a claim. Some insurers treat factory options as modifications, some do not. Direct line does. So imagine me going through my list of options with someone who has little interest in cars. Radar cruise, surround cameras, etc.. Oh dear, it was painful. When I had my daytime running lights fitted I called Direct line and they wanted to put my insurance up by £50! I was like, how can you make me pay more insurance when in effect my car is now a lower risk? So she took the modification off and simply recorded in the text of my file. L405 P400e Autobiography (MY2020)... Silicon Silver / Espresso RRS TDV6 HSE Lux (MY2011)... Nara Bronze / Arabica - now gone! |
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Wed Oct 05 2016 9:54am |
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insiorc Member Since: 17 Jul 2016 Location: Scotland Posts: 533 |
I just checked and my current insurer says mods are additional to how it left the factory, but for a different insurer, how would I know what was standard or factory options? I've got the Topix list, but it doesn't differentiate additions or standard items.
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Wed Oct 05 2016 9:54pm |
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