Tim, that is very true, all this needs to be taken into consideration, its not a 1k used hatchback where you go for the cheapest cover you can get. The other main concern is if the worst happens who do they get to do the repairs. A few years back I got a quote from Direct Line and asked the question about who would do the repair, answer, "no problem Sir, we have a repair agent only 12 miles from you, its XYZ motors". My reply was along the lines of I would not trust them to put air in my tractor tyres, never mind repair my Range Rover. 2018 MY19 HSE Dynamic, Santorini, Ebony/Ivory, Sliding pano, Adaptive cruise, Black wheels. Arrived 3rd September 2018
2015 MY16 HSE Dynamic, Santorini, ebony/cirrus, sliding pano, cameras, black wheels - Arrived 1 October 2015

OK so I am expecting to get the car on Saturday and today the salesman emailed me to ask if I wanted a tracker. I replied back saying it should already have InControl Secure Thatcham Cat 6. His response was while that was true, for the Sports he had handed over this month insurers had not accepted unless the cars had Cat 5. So my question to people who have already collected their MY16s (especially in London area): Did you have to get a SECOND tracker to get the car insured? Some people may have installed an additional tracker for their own peace of mind but my question is purely from an insurance acceptance point of view.

I have said to the dealer if this car is uninsurable as standard then the tracker/security isn't fit for purpose in my opinion. I really doubt that is the case though and will check with my current insurer. Just wanted to ask you guys at the same time. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

Last edited by fkarim on Wed Sep 09 2015 10:41am. Edited 1 time in total

I have just done mine through A Plan site sponsors and they are ok with the standard set up and not asked for a separate tracker. They seem to be very efficient and saved me a few bob along the way so highly recommended  MY16 AUTOBIOGRAPHY Indus silver with some toys

2012 3.0 SDV6 Luxury gone, but a great motor

Thanks rigsby. I will get a quote from A-Plan (even though they haven't been competitve enough for me in the past). I got 1 week free insurance with the current car - that is still the case, right? Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

Not had any such conditions imposed yet from the companies I have enquired with (on-line) but when it comes to taking the insurance if the factory fit system is not good enough I will just not complete the deal - car not fit for purpose. My current LR product is a piece of cr@p so its a great leap of faith to buy another LR and it won't take much for me to walk away for good. 2018 MY19 HSE Dynamic, Santorini, Ebony/Ivory, Sliding pano, Adaptive cruise, Black wheels. Arrived 3rd September 2018
2015 MY16 HSE Dynamic, Santorini, ebony/cirrus, sliding pano, cameras, black wheels - Arrived 1 October 2015

Current insurer is happy even without any tracker. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

I thought all new RRS came with Incontrol Secure as standard now and that is a tracker system. IIRC it is also no cost for the first 3 years/ until the warranty runs out....... 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

My insurers were happy to accept the Cat 6 InControl Secure (or is that InSecure ) system alone but I opted to have a Tracker Cat 5 system installed too. 

So were mine, Land Rover Insurance.................. same with my 2014MY Evoque, no requirement to add any other security although I did and have done to the RRS as well. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Don't know which insurers their other customers were with that required a tracker and wanted it to be a cat 5 too  Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

Just got a great deal from land rover ins , extra 5% off for asking as they weren't the cheapest but they were the ones I trust . Free 7 day cover , £512. All done

At least you get offroad cover, roofrack and trailer contents and unlimited continental driving thrown in with LRI, if you ever need them! 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

I would love to get Land Rover Insurance but they just quoted me over £2,900. That £1,500-£1,700 (difference between LRI and the best quote I've had so far) extra for cover that I don't need is a bit too much for me. 30 days continental driving is more than enough for us and we do not require rest of the benefits that Tim listed above. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond

My premium with LRI is just 10% of the quote you got and it would be lower if I didn't have an 87 year named driver on the policy............. and I'm not in the cheapest postcode in Scotland either as I have a Falkrk FK address despite living nowhere near that town and out in the sticks that are the Trossachs. Must be the Land Rover russling around here that increases my premium! 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

£2958 to be accurate. It's ridiculous. We are not youngsters (mid 30s), it may be called a Sport but being a 6 cyl Diesel certainly not fast enough to be a boy racer's car, post code risk group is E (A is lowest, F is highest), got one 3 point/£60 fixed penalty each from nearly 5 years and 3.5 years ago, 12+ years NCB, no claims EVER.

FK postcodes are in the lowest risk groups apparently: http://www.carinsuranceexplained.com/car-i...-list.html That actually helps your insurance to be super cheap Tim. Current: Volvo XC90 T8 Inscription Pro PHEV with some optionals on top
Gone: MY16 RRS2 3.0 SDV6 Autobiography Dynamic, Carpathian Grey & Santorini Black Sliding Pano/Ebony & Ivory 2 Tone
Gone: MY13 RRS 3.0 SDV6 HSE Black Edition, Orkney Grey/Ivory
Gone: MY09 RRS 2.7 TDV6 HSE, Santorini Black/Almond