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Home > Finance & Insurance > What should my insurance cost? |
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Bomber H Member Since: 17 Apr 2012 Location: Abingdon / Reading Posts: 200 |
I put the low insurance costs down to them being classed as estate cars (in my case a diesel estate). And I was quite happy to pay £500 to insure a £40k car
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Tue Jul 09 2013 11:07pm |
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Preston-rr Member Since: 10 Sep 2010 Location: Preston Posts: 239 |
not dis-simliar, mileage 8-10k, social and to and from work. 2014 RRS HSE, SVR body kit fitted. Black on Black |
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Thu Jul 11 2013 11:39am |
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muddywheels Milk Float Man Member Since: 30 Jun 2010 Location: East Riding of Yorkshire Posts: 5637 |
Ignore my earlier post Just rang them to advise I am swapping my Black Edition due to issues and they now want a Tracker for the same model with different reg or £80 in fees for 3 weeks cover if I leave Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW Still hoping for a S2 one day! |
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Fri Jul 12 2013 3:02pm |
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Coxylad Member Since: 11 Jul 2013 Location: Preston Posts: 48 |
Hi mate I also live in Preston I have a 2007 tdv6 just bought it last month
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Fri Jul 12 2013 10:32pm |
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muddywheels Milk Float Man Member Since: 30 Jun 2010 Location: East Riding of Yorkshire Posts: 5637 |
After a week chasing Aviva I have finally got them to see sense - tracker not required as vehicle identical and £50 refund for the inconvenience of ringing/writing/ranting for the last week Insurance now works out £340 after £60 cashback and £50 refund - it pays to stick to your guns Quotes this week if I had lost my case coming in at £486 plus £80 cancelation fee Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW Still hoping for a S2 one day! |
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Fri Jul 19 2013 4:10pm |
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ravingmad Member Since: 23 May 2013 Location: Essex Posts: 331 |
Result then. MY13.5 Autobiography, Santorini Black, Privacy Glass. Gone
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Fri Jul 19 2013 4:17pm |
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jimbg Member Since: 29 Jan 2013 Location: By the River Dart Posts: 1833 |
I think many ask for a tracker when you list the value as being over £50k, had the same problem and tried a lower value and it made all the difference. Managed to get cover with Lloyds in the end with the correct value and no tracker required. 2023 P440e SE Dynamic on order -cancelled 2022 HSE Dynamic P400e 2017 Discovery 3.0 HSE Silicon Silver Nimbus interior and a few extra toys SOLD 2013 HSE Black, Orkney Grey, Ebony Seats and Ivory Interior SOLD 2006 HSE Plus a few other cars inbetween! |
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Fri Jul 19 2013 5:27pm |
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muddywheels Milk Float Man Member Since: 30 Jun 2010 Location: East Riding of Yorkshire Posts: 5637 |
I get that but I had to tell insurance I had swapped after 3 weeks for identical model/value due to issues and they then asked for tracker Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW
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Fri Jul 19 2013 5:51pm |
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Coxylad Member Since: 11 Jul 2013 Location: Preston Posts: 48 |
I asked my insurance (admiral) if I instal a tracker how much cheaper will the insurance be ?
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Fri Jul 19 2013 6:01pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
^^^ They probably work that one out the same way they calculate third party insurance to be significantly more expensive than fully comp I realised that 3 years ago when my insurance premium doubled for absolutely no reason or change of circumstances. The car in question was old and level of cover didn't bother me much. Tried third party to save a few quid only to find insurers wanted even more money
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Fri Jul 19 2013 7:25pm |
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muddywheels Milk Float Man Member Since: 30 Jun 2010 Location: East Riding of Yorkshire Posts: 5637 |
I think they take the view that third party insurers don't care about their car so will be higher risk Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW
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Fri Jul 19 2013 7:28pm |
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fkarim Member Since: 14 Apr 2012 Location: London Posts: 2216 |
May be that is their reasoning but if it really is, quite illogical IMHO. True, I won't care much about a £3-£4k car apart from mechanical maintenance and road-worthiness but still care about my family and others' lives which are way more precious than ANY car. That would be enough reason to be careful, also reflected in my accident/claim-free driving history. |
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Fri Jul 19 2013 7:47pm |
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Preston-rr Member Since: 10 Sep 2010 Location: Preston Posts: 239 |
Thanks for all the advice lads. I am we'll pleased with the result. Switched to admiral, got protected no claims, business use not that I really need it, covered in the event that I'm involved in a smash with an uninsured driver for £301 with annual payment discount! Bloody cracking deal. 2014 RRS HSE, SVR body kit fitted.
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Thu Jul 25 2013 10:20pm |
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RRSTDV8 Member Since: 12 Aug 2011 Location: Northamptonshire Posts: 8980 |
Did you tell them that it's been mapped too...?
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Thu Jul 25 2013 10:55pm |
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