I disagree............bigger, shinier wheels can only be a good thing, same for steps

I guess that it all comes down to individual taste..........

Jim

......and if you have any........

Jim

thanks for your help guys, I've managed to finally get insurance for 1800 with ESI-Insure (on moneysupermarket) after calling them up and saying I want to add 22" wheels to the vehicle I'm about to buy. They agreed not to increase the premium but said it wont cover the wheels - ie in case of claim they'd only cover the standard wheels. Also the excess is a steep 3k, but all in all a terrific outcome! For comparison a 1.6L vauxhall astra my gf was driving cost her 2k per year to insure, and that included a black box inside the car tracking your driving behavior

£3k excess .........as they would say on Dragons Den 'I'm out'

Seriously, if that's your only option, I'd consider getting another car. ON THE WAY: BMW F21 M140i
MERCEDES GL350 - Metallic Navy Blue w/Grey interior

GOING: BMW F31 335D MSport+ xDrive Touring
GONE: Land Rover Discovery 4 HSE - Stornaway Grey w/Black Interior (wish we'd kept it )
GONE: BMW F10 520D MSport - Carbon Black
GONE:MY12 RRS SDV6 HSE Sumatra/Ivory/Grand Black Privacy glass

Glad you've got it sorted , i would never pay that sort of money to insure a motor though

Congratulations

&feature=related

 !!! RRS TDV8 !!!

Need I say more?

Jim

Good result.

My excess is £2K so nothing too unusal.

I'm in my 20s (for another 11 months ) and have had cars north of £50K since my early 20s......insurance has always been a and I've never claimed a penny in 11 years

To be fair Jonny, you're driving around in a pretty much new A/B, so I'm sure you can lay your hands on the excess if you did need to
I would be more concerned by the OP, that a) the car is circa £20k (I'm guessing here) and b) he's already balked at the £4k cost of insurance.

Just my 2p  ON THE WAY: BMW F21 M140i
MERCEDES GL350 - Metallic Navy Blue w/Grey interior

GOING: BMW F31 335D MSport+ xDrive Touring
GONE: Land Rover Discovery 4 HSE - Stornaway Grey w/Black Interior (wish we'd kept it )
GONE: BMW F10 520D MSport - Carbon Black
GONE:MY12 RRS SDV6 HSE Sumatra/Ivory/Grand Black Privacy glass

I can come up with the 3k in case of an emergency, but paying 4k a year for the wheels alone just seemed unfair, I'd rather exchange for a standard vehicle in that case. The 3k excess is standard for me irrespective of the mods anyway.

Didn't want a newer model just yet for various reasons - its my first car, I'm not sure how long I'll stay in the UK, want my gf to drive without worrying too much about scratches, etc.

Will prob get a new one in a year or two once we've got at least 1 no claims bonus, etc.

PS For vehicles over £30k the cheapest insurance by far was Chubb (have to phone em, they're not on comparison sites), give it a go if you're young and have a newer model.