RRSPORT.CO.UK |
||
Forum Gallery Shop Sponsors |
Home · FAQ · New Posts · My Posts · PMs · Search · Members · Members Map · Calendar · Profile · Donate · Register · Log In |
Home > Dealership Feedback > The Sytner Experience |
|
|
BigMart Member Since: 17 Mar 2007 Location: West Midlands Posts: 324 |
name ther dealer.
|
||
Mon Dec 22 2008 9:41am |
|
Perrys Member Since: 02 Oct 2008 Location: United Kingdom Posts: 96 |
That's poor and I'm more than a little surprised as Sytner are a very good group. If I were you I would drop a note to their head office addressed to their Managing Director, I'm sure he would be very interested to hear that story. Perrys For New & Used Range Rover Sports We also sell Full Fat Range Rovers |
||
Mon Dec 22 2008 10:05am |
|
Very Annoyed Site Moderator Member Since: 23 Aug 2005 Location: bat-wielding monkey-spanking tough-love zero-tolerance Euro-sceptic moderator - So just watch it! Posts: 19459 |
Name and shame the dealer and if you got the sales persons name that too! 2005 Zambezi TDV6 - Gone but not forgotten
|
||
Mon Dec 22 2008 10:29am |
|
Supertrotter Member Since: 10 Mar 2006 Location: Brrrr.... guess where :o( Posts: 9905 |
Truly appalling
|
||
Mon Dec 22 2008 11:42am |
|
ChrisP Member Since: 26 Jan 2008 Location: Derbyshire Dales Posts: 1392 |
Doesn't suprise me at all for some reason LR don't seem to have any training in place to ensure their sales guys aren't judgemental when you walk into the showroom.
|
||
Mon Dec 22 2008 11:45am |
|
Lookers Park Royal Member Since: 15 Nov 2007 Location: London Posts: 2303 |
Gob-smacked!
|
||
Mon Dec 22 2008 11:54am |
|
MAW Member Since: 06 May 2006 Location: Lincs Posts: 3104 |
One of the reasons I haven't bought Audi and Merc in the past was sales room attitude - always felt like I was buying the car and not having it sold to me. I don't like the pushy side but at least seem interested in my custom.... Merc were the worst I had to take out my own insurance for the test drive !!!!!!! (I was over 30 at the time I am sure ?!?!?!?)
|
||
Mon Dec 22 2008 12:31pm |
|
kam100 Member Since: 28 Sep 2005 Location: In my office doing quotes!! Posts: 4771 |
Some of the dealership experiences we have heard about and experienced ourselves, are unfortunately similar to the above. I was buying an S3 on Friday for a customer, through one of our Audi suppliers, and due to the time left before xmas, we placed the finance via Audi (VW) Finance, and even though i am a good mate of the sales manager, and the cars have all been done via him, the finance 'manager' was a complete idiot.
|
||
Mon Dec 22 2008 1:45pm |
|
MAW Member Since: 06 May 2006 Location: Lincs Posts: 3104 |
One of my local dealers had his 'finance expert' deal with me one time - tried to talk to me like I hadn't a bean to my name, didn't understand finance and was most put out I didn't jump at the deal - when i quoted him sound hugely competitive figures he tried every trick to talk down the other deals.... really...... so called expert - annoying when you could do their job with your eyes shut - the only reason some of these people are in dealerships is because they've been there a while ... for the forums benefit never had this for one moment when dealing with Kam and James (CHPR) - they listened , went away and did their best .... |
||
Mon Dec 22 2008 1:59pm |
|
kam100 Member Since: 28 Sep 2005 Location: In my office doing quotes!! Posts: 4771 |
Yeah.. the good old 'finance expert'... who has to come downstairs and come and 'talk' to you, as the sales guy may not be up to the job to finnally rip your arms and legs off..
|
||
Mon Dec 22 2008 4:50pm |
|
PauloAmore Member Since: 27 Jan 2007 Location: Bonnie Scotland Posts: 1292 |
Dude.... Help me out.... - What the difference between flat and real APR. Is it a compound versus fixed rate thing? So, flat i get no respite from the amount of interest I've already paid..... Eeek!?! 2022 P440e AB |
||
Mon Dec 22 2008 5:36pm |
|
Lookers Park Royal Member Since: 15 Nov 2007 Location: London Posts: 2303 |
APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. The APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee. All lenders have to tell you what their APR is before you sign an agreement. It will vary from lender to lender. It is confused by the fact that the bigger the loan and the longer the period repaid results in a lower APR, i.e. £5000 borrowed with a doccumentation fee of £50 at 5% flat over 12 months will show a higher APR than the same amount borrowed over 48 months, although you will pay considerably more interest on the longer loan.
|
||
Mon Dec 22 2008 5:48pm |
|
PauloAmore Member Since: 27 Jan 2007 Location: Bonnie Scotland Posts: 1292 |
Makes sense, so flat is without charges. I appreciate the reply BTW.
|
||
Mon Dec 22 2008 6:06pm |
|
kam100 Member Since: 28 Sep 2005 Location: In my office doing quotes!! Posts: 4771 |
Spoken like a true - up front and honest trader. We get a lot of VW dealers, saying: (don't know if its a VW Finance thing..) yeah its: 8.2% APR but we will have a £360 credit facility fee added on, just can't show it on this screen!! and similar excuses.. meaning in reality the figures are more like 11-12% APR. By the time the finance manager has his computer on, usually nowadays the motoring groups have all had their layers and cuts off the finance, meaning the true rate and fees will be higher.. Always compare, the APR and ask if thats including all the fee's and if possible, get the quote in a written letter headed format, and say you will think about it and shop around, especially in today's market. A lot of finance providers, will try and get you to sign on the spot, take the convenience factor, and will hark on about monthlies and guaranteed end value! .... most and i mean, around 80% of our clients, have NOT hit the end of their term and usually on average change between 18-24 months time, hence why variable balanced payments (when available) was the BEST package suited to this requirement. Now with sliding prices and uncertainty, most people will go with PCP's or leasing agreements, but still again its not flexible enough, and the APR rates on PCP type deals are higher, plus EVERY deal is now regulated so you have the built in assurances of a PCP by the CCA 08 cap lift, so you have the two magic words: Voluntary termination, built in on any agreement, the old 'halves and thirds' rule = pay 50% of the agreement off, and you can hand the car in, subject to condition and mileage accuracy as per your initial agreement and quotation. Meaning, you are protected from negative equity should the situation arise in the fashion it has on a lot of agreements in today's climate.. so really the best option is nowadays, fixed rate lease purchase, with a low flat and APR, built in protection, and no front loaded interest / high exit penalties.. its the best mix of everything, and allows you the most protection in any market condition and gives you flexibility to move in/out should your circumstance change during ownership. Just buy the car right at the beggining, at a good price, and set a sensible balloon, unless of course, your lifestyle and finances are secure and fixed and you can predict you will beable to run the same car till the end of the agreement, and within the tolerances.. if you can.. then leasing/pcp is a very safe way to go. Be warned though, a GFV from a manufacturer say Audi on an S3, is: £14k after 4 years, and the banks predicted residual is: £10k, then yes Audi's finance payments will be a LOT less, but when that individual changes in 1.5 years, and on a £27k balance still owes £23k and after two years the car trade's in at: £15k (take it or leave it mate, shouldn't have bought new now should you!)... then see where you are at with a GFV.. and you can run the car for another 2.5 years and tough, you are expecting triplets.. lump it or lump in the extra cash! |
||
Mon Dec 22 2008 6:43pm |
|
|
All times are GMT |
< Previous Topic | Next Topic > |
Posting Rules
|
Site Copyright © 2005-2024 Futuranet Ltd & Martin Lewis