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bex



Member Since: 24 Mar 2008
Location: Abingdon
Posts: 179

Kaine,

Actually it made me laugh...they guy was really nice about it but explained that as with any modification such as bigger wheels, exhausts even tinting glass can affect the contract of insurance.

In effect I'm increasing the insurance company's risk if I chip my car, which is a fair point.

Post #169957 Sun May 18 2008 8:13am
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rrsjo



Member Since: 28 Nov 2006
Location: North Cambs
Posts: 551

United Kingdom 2008 Range Rover Sport TDV8 HSE Stornoway Grey

Kaine wrote:
bex,

personally if that was said to me then I'd then cancel my policy with them immediately and go elsewhere - such a statement would really p*ss me off

Kaine


I'm with Kaine on this one.

Your insurer has no justification for registering your insurance enquiry on your file and treating it as a black mark on your record. This is paramount to treating you as a devious untrustworthy person. Take your business elsewhere at the earliest opportunity.

I've decided not to go the chipping route - at least until the warranty ends. But there are plenty of companies out there that are willing to accept chipping. The normal increase in risk seems to incur a 10% loading on the premium - these days equating to half a tank of fuel! Gone - 2008 TDV8, Stornoway Grey, ebony, zabrano trim, TV, Tasmods, mudflaps.

Post #169962 Sun May 18 2008 9:11am
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bex



Member Since: 24 Mar 2008
Location: Abingdon
Posts: 179

I suspect I am being overly cautious but I have had first hand experience of an insurance company trying to wriggle out of a claim a few years back. It took me 6 months and the Insurance Ombudsman to get my claim paid so really I'm not prepared to go through that hell again!

Incidentally rrsjo why are you waiting to the end of your warranty before chipping your car?

Post #169999 Sun May 18 2008 5:41pm
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rrsjo



Member Since: 28 Nov 2006
Location: North Cambs
Posts: 551

United Kingdom 2008 Range Rover Sport TDV8 HSE Stornoway Grey

bex wrote:
Incidentally rrsjo why are you waiting to the end of your warranty before chipping your car?


Because if the engine, gearbox, transfer box, diffs, axles etc develop a fault, they will not be covered by the LR three year warranty. Anyway, by the three years have expired I will probably have to take the RRS to be recycled and turned into a Toyota Prius. Big Cry I wonder if anyone has chipped a Prius yet. Rolling with laughter Gone - 2008 TDV8, Stornoway Grey, ebony, zabrano trim, TV, Tasmods, mudflaps.

Post #170024 Sun May 18 2008 9:09pm
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