Kam - it's not all it's cracked up to be m8. 3rd party insurance doesn't help if an accident is your fault. If you trash your Dad's A8 or the Merc its gonna cost you much much more than the £500 you save in premiums

Kam,

Only one or two Insurance companies allow 3rd party cover on other vehicles and it may even be none by now

This happened since the Insurance/Police database went live. On the database you need to be a named driver on that vehicle and of course if the Insurance companies allowed you to drive any vehicle on 3rd party cover that would not be the case.

So I'm afraid if you are not named and get stopped or pinged on the ANPR you are going to have some problems persuading the Police from seizing your car there and then. As its up to you to prove you are insured so that can be done after the car seizure at your leisure and your cost for storage/recovery  TDV6 - gone
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I'm with LV and I know my policy allows me to drive other cars with 3rd party cover (with the permission of the owner, I think it says) although I appreciate that 3rd party cover isn't really much use. That post was a year ago though, so maybe the landscape has changed a little since then. 

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Not a good day.

Tesco said i had to be 21 to be insured on the RRS . Anyone want to recommend any other companies? Im struggling to get below 4.2k now (confused ect.. all in the 4600 range). (Drops to 2k the DAY i turn 21 in june..and i have a feeling in my rush to check it a few weeks ago someone might have messed up my DOB by a number without realising .... and due to the fact i saw so many companies quoting i didnt think to look into it further till i got the car ). I could live with paying 3k to have it now though. Otherwise im going to have to put the range in storage for 3 months . Seriously.

Even if i pay the higher rate and cancel in 3 months to get on the lower rate im looking at paying 1600-2000 for the 3 months due to the cancellation policy!

I dont mind paying HIGH excess to offset the price (1k+).

I cant seem to get any temporary cover for 3 months either till im 21. I have a few options im going to explore when everything opens up again on tuesday but just thought maybe someone on here has a good idea . Feel free to PM me.

Surely even if you store the car on a SORN etc it is still going to have to be insured for fire and theft? If you have borrowed any money to buy the car you may also find that it is a condition of the loan that you have to keep it Fully Comp insured at all times. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
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2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Tim in Scotland wrote:

Surely even if you store the car on a SORN etc it is still going to have to be insured for fire and theft? If you have borrowed any money to buy the car you may also find that it is a condition of the loan that you have to keep it Fully Comp insured at all times.

yea sorry meant to say it will be fully comp till then. Dad will insure it (Got to love insurance quotes @ 50 )

ViewWise I don't think they should insure you as it's not fair that you have a RRS at 19 . I was at Jay and Kam having one consider they can't even shave yet.


Seriously mate good luck with the hunt and sure you will enjoy the car.

ing old fart  RRS TDV6 Gone but still around
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I know all about insurance quotes at 50 (I had to fight off all the junk mail in the month leading up to my 50th birthday) but you should try getting somebody over 75 insured for an RRS, quotes are similar for an under 25, even with nearly 60 years no claims bonus and a clear bill of health it was hard to get my father on as a named driver. LRI/ Royal and Sun Alliance were quite happy to accept him though 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

misery wrote:

ViewWise I don't think they should insure you as it's not fair that you have a RRS at 19 . I was at Jay and Kam having one consider they can't even shave yet.


Seriously mate good luck with the hunt and sure you will enjoy the car.

heh im 20. The main issue is it HALFS when i turn 21 in 3 months. However to get insured now id have to pay the high premium for a year .

Tim - You'd think after 60 years of paying insurance without a claim theyd pay him to drive!

You would think so, but apparently those over 75 are too frail to drive faster cars........................ try telling Stirling Moss that! 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

4k isn't enough for a 20 year old with an RRS - it should be double






























me, jealous

And for living in the location "London" at least Quadruple 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Tim, I got my mum insured through Saga, they don't insure anyone under 50, she's 73 BTW Speed Limits! not where I live!

Back in a D3

Did have: RRS TDV8 2008.5MY
Did have: Q7 3.0TDi S-Line/Tech/Comms pack
Did Have: Disco3 HSE

I got several "Happy birthday" junk mailings from Saga last year when I had my 50th................... they couldn't cover offroad use under their scheme (maybe over 50's are a bigger risk offroad!) which is why I have stayed with LR Insurance who are happy to insure my father (and have been for the last 8 years too). 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW