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Home > General > Insurance: tracker or not |
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Endjin Member Since: 22 Jun 2007 Location: Aberdeenshire Posts: 2087 |
I'm with LR insuarnce, Mine is only about £460 per year! I have full no claims bonus though and it's the TDV6.
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Thu Oct 25 2007 9:17am |
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Jimmy_75000 Member Since: 06 Oct 2006 Location: London, UK Posts: 1146 |
Did called them this morning...quote £681.68 with no no claim protection and £716.16 with it....Don't understand the difference. I am 31, got a driving licence for 13y, no accident and no motoring convinction, living in central london.... Same profile for you???
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Thu Oct 25 2007 9:21am |
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Endjin Member Since: 22 Jun 2007 Location: Aberdeenshire Posts: 2087 |
You'll find that the hike in price is possibly because you are under 35 and there
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Thu Oct 25 2007 11:29am |
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Jimmy_75000 Member Since: 06 Oct 2006 Location: London, UK Posts: 1146 |
Probably...still have to age to get the best price!
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Thu Oct 25 2007 12:48pm |
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Phantom Member Since: 20 Oct 2007 Location: Belgium - Ohain Posts: 102 |
Over here it's an obligation to have the tracker for any car over 40K€ 08.5 RRS TDV6 HSE Java Black/Alpaga - Cold Climate Pack - Privacy Glass - Bluetooth - Sunroof - 20" wheels - Rubber Floor mats.
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Thu Oct 25 2007 3:10pm |
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Alicatt Member Since: 11 Jun 2007 Location: Eating in Eksel or Ice cold in Alex Posts: 1435 |
Now never knew that, will check that out with the lad when I order up new tyres. SWMBO said that imoblisers were illegal over here as they can cause accidents, tho after she told me that there was an article on the news about a Porsche being imoblised after being stolen. Sons of dogs come hither and get flesh Clan Cameron |
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Thu Oct 25 2007 3:31pm |
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Phantom Member Since: 20 Oct 2007 Location: Belgium - Ohain Posts: 102 |
When I ordered the car Dexia wouldn't let me have their insurance without it, and I needed to go that route as I did the leasing through them
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Thu Oct 25 2007 4:39pm |
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Alicatt Member Since: 11 Jun 2007 Location: Eating in Eksel or Ice cold in Alex Posts: 1435 |
My insurance is through Admiral, had my Scooby through them too. I now have a multi car policy, the TDV8 is aprox £350 (501euro) and the MG £425(609Euro) if you add both together then that was what I was paying for the MG alone last year from Elephant
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Thu Oct 25 2007 5:13pm |
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Tim in Scotland Member Since: 30 May 2005 Location: Driving along in my automobile Posts: 17476 |
LR give no discount for fitting a Tracker where I live........................ I am insured with them for both my RRS and my Defender, but they would not give me one policy to cover a minifleet.................... I am paying about the same as Alicat for living in a rural area that has an inner city postcode. I have just traded up from a TDv6SE to a TDv8HSE and my premium has gone up by £31, with 8 months still remaining to renewal. The only reason I stay with LR is that they are one of the few direct insurers who include offroad use as standard, none of the "majors" like directline will even quote you for it. The offroad cover is important for my Defender, which I only use as an offroad toy, I have taken my RRS onto forest tracks, but because I have the 90 as well i don't feel the need to try it out to test it's offroad capability to the limit (which are considerable and almost as high as the Defender's), but it is good to know that should I feel that I want to participate in a greenlaning day or some gentler offroading in my RRS I am fully covered for it. For the RRS, the inclusive cover for the contents of roofracks and trailers is much more important to me as I do a lot of windsurfing and carry several 1000's of pounds worth of boards, sails and masts on a small trailer - it's good to know that they are fully covered when I am towing it behind the RRS. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
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Thu Oct 25 2007 5:40pm |
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Endjin Member Since: 22 Jun 2007 Location: Aberdeenshire Posts: 2087 |
It would be a complete joke if LR Insurance didn't cover off road though! After all THAT is what the car is built for by LR. I wonder at what point a normal policy would consider that you are "Off Road", could have some very nasty implications for some people. For example, I used to live up an unsurfaced "private" road that was not adopted by the council - wonder if they would have considered driving up that as "Off Road" 2013 Discovery HSE Luxury - 3.0 SDV6 - Santorini Black
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Thu Oct 25 2007 8:07pm |
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R22Flyer Member Since: 04 Feb 2007 Location: South Posts: 109 |
My insurance company wanted a tracker, but after I said i was leaving them they changed there mind I pay £402 Fully comp in the outskirts of London, I am with Equity Red Star, been with them for 5 years, I also told them about the Turbo Chip just in case, Tesla Model Y - 2023
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Thu Oct 25 2007 8:14pm |
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Tim in Scotland Member Since: 30 May 2005 Location: Driving along in my automobile Posts: 17476 |
E, I tried to find that out but it depends on the company. Basically for most of the "big" name insurers, they are consider that any road that isn't classified is considered to be offroad - so yes your unadopted road might be considered by some companies to be offroading. It's is one of those "grey" areas that nobody has actually defined. Maybe any insurance brokers who post here might be able to clear that one up? 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it 2018 Melting Silver Mini Countryman PHEV - soon to be replaced 2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW |
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Thu Oct 25 2007 8:29pm |
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RAC Member Since: 22 Dec 2007 Location: Ware Herts Posts: 1 |
Hi, Try Sainsburys Online. My insurance through them with Esure is £ 304.27. no tracker required. |
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Sat Dec 22 2007 5:48pm |
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Tim in Scotland Member Since: 30 May 2005 Location: Driving along in my automobile Posts: 17476 |
Welcome to the Forums RAC, I bet that your premium would go through the roof or they would not even insure you if you asked for offroad use though, and some of us do like to use the cars for what they were designed to do occassionally so want to be insured for the event. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
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Sat Dec 22 2007 6:08pm |
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