You also have to read the small print if you want to pay off the PCP or HP early and keep the car - some agreements will charge you a steep “commission” if you chose to pay it off between the end of the cooling off period and 50% of the way through the contract. So check for that if you get a 0% APR (which I have on my Countryman) PCP / car loan and you want to buy the car having got a discount for taking out an interest free loan in effect and want to pay it off before the end of the contract. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Hi Tim,

We are talking about contract hire cars not PCP or HP here