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Home > Off Topic > I got caught speeding |
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Disco_Mikey Member Since: 08 Apr 2012 Location: Dundee, Scotland Posts: 4401 |
Suck it up, pay the fine and take the points... |
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Sat Jul 21 2018 10:56am |
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Lyonhead Member Since: 21 May 2016 Location: Cardiff Posts: 351 |
Drive to the speed limit next time, sorry mate no excuses |
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Sat Jul 21 2018 10:59am |
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Oldandconfused Member Since: 18 Jun 2017 Location: Norfolk Posts: 778 |
You may get the offer of a speed awareness course which means sitting on the naughty boys chair for an afternoon. The good news is that you get no points on your driving licence, and as far as I'm aware, no need to tell your insurance company. I can't remember how much they cost (too busy laughing at SWMBO who got one), but no more than the FPN (£100 , plus 3 points) and no bump to your insurance for 5yrs.
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Sat Jul 21 2018 11:43am |
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kismet110 Member Since: 09 Oct 2010 Location: London Posts: 382 |
37MPH in a 30 is on the cusp for the Speed Awareness Course so if you're offered it I would take it without hesitation. As the chap above has mentioned it will take up a morning or afternoon and usually available local to you. The cost will be more than the fine part of the SP30 but overall better than having points on your License. One thing that has changed though; someone I know was actually asked about points AND any speed courses attended in last x years so dependent on which insurer you're with or go to next be wary that it may come up although can't see it having too much of an impact on the premium if it's the only digression. |
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Sat Jul 21 2018 12:04pm |
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Cymruambyth Member Since: 27 Feb 2017 Location: North Wales Posts: 1533 |
I love the people who pop up on threads like these who apparently have never ever ever gone a single mph over any speed limit in the world Must be awesome being so perfect Steve. |
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Sat Jul 21 2018 5:01pm |
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Disco_Mikey Member Since: 08 Apr 2012 Location: Dundee, Scotland Posts: 4401 |
I have broken the limit in the past. If I do so and get caught, then tough
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Sat Jul 21 2018 5:23pm |
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Scrumpy Member Since: 11 Nov 2016 Location: Surrey Posts: 567 |
I got caught doing 50 in a 40 late at night by average speed cameras. First I knew about it was I got letter informing me and I had to sign that I was the driver and that I may be offered a speed awareness course.
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Sat Jul 21 2018 5:58pm |
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Lindab Member Since: 20 Nov 2017 Location: Dundee Posts: 901 |
Unfortunately, in Scotland you don't get a speed awareness course, just a fine & points. Just another of Queen Nicola's ideas to make sure we are different from the rest of the UK. Just like the increased income tax & booze tax etc |
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Sat Jul 21 2018 9:38pm |
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Ady 555 Site Moderator Member Since: 12 Dec 2010 Location: Good old yorkshire Posts: 8738 |
^^^^^ But you do get free prescription, so it's not all bad.
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Fri Jul 27 2018 7:54am |
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hafman Member Since: 16 Oct 2016 Location: West Sussex Posts: 92 |
Unless you insure with Admiral (and possibly others?), who do want to know. |
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Fri Jul 27 2018 9:29am |
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Oldandconfused Member Since: 18 Jun 2017 Location: Norfolk Posts: 778 |
It was only a matter of time before the insurance companies caught on i suppose. If I am unlucky enough to get caught and offered a course, I will avoid Admiral. |
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Fri Jul 27 2018 3:30pm |
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Ady 555 Site Moderator Member Since: 12 Dec 2010 Location: Good old yorkshire Posts: 8738 |
I don't see any justification for insurance companies to increase your premium just because you have been on a speed awareness course. In most cases, it makes those attending a better driver, so less chance of having an accident. It's almost like a refresher of the highway code. I would challenge any insurance company that tried to increase my premium because of a speed awareness course. We all know they will try anything to screw us over for whatever excuse they can. |
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Fri Jul 27 2018 4:17pm |
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Cymruambyth Member Since: 27 Feb 2017 Location: North Wales Posts: 1533 |
I`ve never had a premium increase from having an SP30...3 points. Most insurances let you have the 1 endorsement but you still have to tell them like with anything! Steve. |
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Fri Jul 27 2018 5:44pm |
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