Member Since: 19 Jun 2012
Location: Londres
Posts: 339
Any success on getting a lower PCP rate?
I'm funding my L494 with PCP as it seems the most sensible thing to do. Has anyone had any experience of getting a lower % APR from LR FINANCE? I'm sadly not a Halifax customer.
Mon Sep 14 2015 7:42pm
rigsby
Member Since: 20 Apr 2012
Location: Portsmouth
Posts: 879
Hi Autobiography. I contacted MCH who were able to offer a slightly better rate than LR but the residual value was lower meaning I had to borrow more money which wiped out any saving. The difference over the whole term was less than £200.
I asked the question from LR about dropping the rate but they weren't really interested and as the car was here 2 weeks early I didn't have time to really shop around so ended up going with LR anyway.
A bit of pushing may help but as I intend making overpayments, I went the easy route with LRMY16 AUTOBIOGRAPHY Indus silver with some toys
2012 3.0 SDV6 Luxury gone, but a great motor
Mon Sep 14 2015 7:55pm
Turk
Member Since: 01 Sep 2015
Location: West Yorkshire
Posts: 16
Best I could do was 5.7%, Landrover used Alphera.
I missed out on a deal with Halifax though as I didn't discover it until after collection
If you have a current account with online banking facility they offer PCP at 3.6%. Still kicking myself!
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