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Home > Finance & Insurance > Is the current LR 6.9% PCP really a good deal??

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jim4244

Member Since: 16 Feb 2012
Location: No
Posts: 1210

2013 Range Rover Sport SDV6 HSE Santorini Black

Is the current LR 6.9% PCP really a good deal??

Hi all

With the base rate at just 0.5%, and mortgages coming in at 2.5% does anyone actually believe that the Land Rover/Black Horse rate of 6.9% on their PCP plans is good value for money in the current economic climate?

What other options, if any, have folk used to finance their purchases? Does anyone know of a reputable company offering a better rate for vehicle purchase?

Jim

Mon Oct 19 2015 5:20pm

ABSport

Member Since: 14 Aug 2014
Location: Plymouth
Posts: 698

2011 Range Rover Sport 3.0 TDV6 Autobiography Santorini Black

Halifax car finance they offer PCP and competive finance.

Mon Oct 19 2015 5:47pm

parish

Member Since: 15 Oct 2015
Location: Bucks
Posts: 58

Halifax only want to know you if you are an existing customer with an active current account. I have a current account with them but haven't used it for some time so was told I am not eligible.

Mon Oct 19 2015 6:15pm

jim4244

Member Since: 16 Feb 2012
Location: No
Posts: 1210

Wow! 3.6% with the Halifax Flex Car Plan........sort of puts the 6.9% Land Rover deal way into the shadows.....

Mon Oct 19 2015 6:17pm

parish

Member Since: 15 Oct 2015
Location: Bucks
Posts: 58

Sorry forgot to comment on LR finance. Definitely not competitive at 6.9% and their residuals are set quite low if monthly payment is important to you. Try Oracle.

Mon Oct 19 2015 6:17pm

jim4244

Member Since: 16 Feb 2012
Location: No
Posts: 1210

You have a link parish?

Mon Oct 19 2015 6:35pm

parish

Member Since: 15 Oct 2015
Location: Bucks
Posts: 58

http://www.oraclefinance.co.uk/addinfo-financeCrunch/

Mon Oct 19 2015 6:41pm

Violetpiano

Member Since: 03 Jun 2014
Location: London
Posts: 561

Jim,

If you need a contact at Oracle let me know. A very helpful guy did a great deal for me and also fro my son's new car a few months ago.

Jas Current RRS: MY18 SVR
Previous RRS: MY15 RRS 5.0L Autobiography

Mon Oct 19 2015 9:27pm

Flat0ut

Member Since: 11 Oct 2014
Location: London
Posts: 37

6.9% is not bad, Lombard is the best and cheapest way of financing a vehicle if you are a company director - you are looking a 4%ish APR's

Sun Oct 30 2016 7:05pm

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