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Home > General > Insurance,laugh or cry |
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Phil B Member Since: 21 Jun 2012 Location: Bucks Posts: 19 |
I thought insurance in Luxembourg was expensive (Eur 1600 for my Mini JCW cabrio) until I realized that the car is insured, not the driver. So.....anyone can drive. In theory, a 17 year old can get into my 210 hp Mini after just passing their test, and my insurance isn't adjusted (they have a slightly higher excess). UK insurance is a bloody nightmare - competition has not helped the consumer. |
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Thu Jun 21 2012 9:53pm |
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Dawsey Member Since: 06 May 2011 Location: Hertfordshire Posts: 32 |
Yeah it is crazy out there for youngsters, to the point if we get a call to quote we just say we are not competitive for young drivers and pass on these guys:
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Fri Jun 22 2012 3:27pm |
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RRSTDV8 Member Since: 12 Aug 2011 Location: Northamptonshire Posts: 8982 |
The problem in the UK is that 17-21yo drivers are the biggest risk to themselves and everyone else on the road. It's not the value of the car that's determining their insurance costs, it's the fact that their peer age group have a habit of seriously injuring / killing themselves, each other and the public in general.
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Fri Jun 22 2012 4:23pm |
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jim4244 Member Since: 16 Feb 2012 Location: No Posts: 1210 |
The arse who hit me was 42.........
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Fri Jun 22 2012 6:17pm |
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RRSTDV8 Member Since: 12 Aug 2011 Location: Northamptonshire Posts: 8982 |
Never said that being an arse isn't restricted to the younger drivers... 2012 SDV6 - it's missing a couple of cylinders
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Fri Jun 22 2012 9:05pm |
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cocobench Member Since: 24 Jun 2012 Location: South Posts: 32 |
it is crazy im 22 and myself and the x had a mini cooper d recently, i lived in macnhester with her but my family home is based onthe south coast, the change in postcode alone made a £700 difference. There is insurance out there but if you live anywhere near a city your get your pants pulled right the way down |
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Sun Jun 24 2012 8:47am |
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muddywheels Milk Float Man Member Since: 30 Jun 2010 Location: East Riding of Yorkshire Posts: 5637 |
Got rid of my fl1 because it was group 23 and bought a mini one d group 13 so my son can drive it
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Sun Jun 24 2012 10:29am |
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Strathearn Engineering Member Since: 23 Mar 2012 Location: Aberuthven PH3 1HE Posts: 65 |
Thats nothing!
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Sun Jun 24 2012 2:13pm |
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