Hi Guys

Recently changed insurance companies, in my family there are 5 Cars between 4 of us. We have just taken this multicar policy with Admiral and its been fantastic.

We have a SL,RRS,MX5,CLK and Smart. I am 25 my sister is 21, dad 63 and mum 55. We paid 1,900 for all cars with 250.00 excess on all cars.

To top things off I am insured on the RRS to.

It breaks down like this:

RRS-450.00 (with me on it 25 years old)
SL-290.00
CLK-480.00 (my car)
MX5-510.00 (21 year old sister)
Smart- 175.00

Just thought it was a great deal wasnt sure everyone new about it.

Cheers

Considering yours and your sisters age it is a good price, but also a double edged sword, I know of several cases where people ten years your senior cant get insurance thru' the big names no matter what, I bet the form takes some filling in !  08 2.7 RRS "S"
Td5 110......very modified
RS 5
Kawasaki ZX12R me, it's quick !

LR Insurance have just sent me 2 renewel quotes through, one for £587 and the other with their new underwritter (Zenith) at £615 with a higher excess

spoke to them yesterday and they have no record of the second letter coming to me, but the price with the new U/W was the cheaper one

it has slightly less cover too, things like mis-fueling is no longer covered, aftermarket audio equipment is capped at £300, so they now can't cover my rosen dvd headrest for the full cost

they have offered a new price at £537, but i am finding cover on tesco Compare from £400 upwards

LV have quoted £498 too

I've said it before....LR are way out in the clouds on prices, why would I pay them £700 odd fully comp when DL only want £280 ???

Valid point about the no claims on a multi-car policy ! wonder how it works ??? 08 2.7 RRS "S"
Td5 110......very modified
RS 5
Kawasaki ZX12R me, it's quick !

DL wanted £690+ for my car

Have you ever asked DL for off road use, cover on the contents of a trailer being towed, contents of a roofrack? They will run a mile and quote accordingly - LR Inusred includes these things automatically so if you are looking for offroad cover they are actually a very good buy. Just had a quote from them for my Evoque - £198pa. DL refused to quote, Admiral wanted £1000 (hey I'm 54 and have an unblemished record and 16 years no claims.........) for the same car and wouldn't cover offroad use. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

and with LR you have the added benefit of them repairing with Genuine LR parts too

I have asked for a new policy book for Zenith to be sent so i can compare to the cover

nick - is this the "new" LRI or the old RSA LRI? I'm still with old RSA set-up which is still available for existing clients, even with a new car. The "new" LRI is an offshoot of Stratstones. 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW

Mines with LR through Zenith,just checked its £1200 but was the cheapest quote I got !!!! MY2011 HSE Santorini/Ivory/Piano Black/Privacy Glass/TV .Sadly gone.
Audi A5 Sportback Black Edition 3.0 tdi quattro S Line

Tim in Scotland wrote:

nick - is this the "new" LRI or the old RSA LRI? I'm still with old RSA set-up which is still available for existing clients, even with a new car. The "new" LRI is an offshoot of Stratstones.

Tim, It sounds like the "new" LRI to me. I'm with "old" LRI (RSA) as well, and when I got my new car the "new" LRI were miles more expensive, hence I stayed with LRI(RSA). My understanding is that as long as you don't break the policy by moving elsewhere for a while you can stay on RSA's LRI policy indefinately. 2013 Discovery HSE Luxury - 3.0 SDV6 - Santorini Black
2013 Evoque 5 Door Pure Tech SD4 - Orkney Grey with Panoramic Roof (Mrs E's new baby)

GONE - RRS - 3.0 TDV6 HSE - Santorini (2010)
GONE - RRS - 2.7 TDV6 HSE - Java Black (2007)
GONE - Porsche Boxster S - 3.2 - Black

I have a policy with 15 vehicles on, including a 110K car, 75K car, 65K car, 2 x 50K car and 10 other "lesser" vehicles.............£6500 all in and ANYONE over 25 can drive ANY of them

Oooh can I borrow the M3 when you're all on holiday  MY2011 HSE Santorini/Ivory/Piano Black/Privacy Glass/TV .Sadly gone.
Audi A5 Sportback Black Edition 3.0 tdi quattro S Line

Then me

I wouldnt want offroad cover for the Sport as thats what the 110 is for. And the 110 is causing me some hassle today as it's policy comes up on sunday and the current insurers have declined me as I do over 3k a year in it and use it for my business.
Have had some companies decline me today due to the amount it's had done to it, but managed to get it covered for £305 in the end which is crazy as I'm now toying with the idea of a TdV8 Sport which will only cost me £320 !!! 08 2.7 RRS "S"
Td5 110......very modified
RS 5
Kawasaki ZX12R me, it's quick !

When I first went with LRI it was RSA(I think) then the following year Brit Insurance, then it seems they are now using Zenith

By the sounds of them I don't have a choice who they are offering this years renewal with, going to ask though