My old insurance ran out early Sept, but after some haggling renewed again with Landrover Insurance, even paid 2 weeks early, insurance cover note came through all hunky dory, so I thought.

Last week coming back through Weymouth, spotted Police car behind who followed me for a good mile at 29mph before putting the blues on and pulling me over.

Very attractive female officer then informed me I was not insured

Luckily had a copy in car, which I produced and after some questions and radio check was allowed to proceed.

Was a little confused, asked Officer and she informed me the database may be out of date, what 6 weeks I thought and if I was not on database then how did they know my insurance was valid

Was convinced they had pulkled me over looking for stolen cars when I left.

Next day checked the Insurance database myself and found was not insured

Phoned Landrover Insurance who confirmed I was and stated I would be on database, explained position to thewm and they said would ring back after contacting underwriters.

Well I still wait for that call 7 days later but was on the database the next day

You can check your own insurance here for peace of mind

http://www.askmid.com/ownvehicle/

I think the WPO wanted a seeing to and thought you were the man! 2005 Zambezi TDV6 - Gone but not forgotten
2009 Alaska TDV8 - Gone and much missed.



WINNER - 2009 �Idler Of The Year� Award
Runner Up - 2009 �Just Doing What It�s Designed To Do� Award


DO NOT CLICK HERE!

ASKMID are a waste of time. they are only as good as what the insurance companies tell you. According to them the last time I looked I was still driving an xc90!! The car I traded in for the RRS over a year ago!! That and they said my Mums car wasn't insured even though she had the certificate in the house!! Current, M135i in Estoril Blue with more extras than the cast of Ben Hur.

535d m-sport Platinum grey and a few extras.... Gone

X5 3.0 sd in Space Grey, 20's, Dynamic Pack, Memory Pack, Media Pack, Tow Pack, Rear DVD, Panoramic Sunroof, Steps, 7 Seat Pack, Reversing Camera with moving lines, programmable park heat, etc etc etc - Gone

Range Rover Sport Santorini, privacy, dvd, towpack GONE!!!

it took ages for my details to go on askmid when i was with my last insurers, I kept checking and it was nearly 3 months before i appeared

at VA

Also as I understand it next year the next part of the Road Traffic act 2006 will come into effect for continous insurance, so unless SORN is declared if your not on this data base then you will get a summons for no insurance issued automatically.

Very Annoyed wrote:

I think the WPO wanted a seeing to and thought you were the man!

obviously not !!!

Just because there is no insurance policy on the car, doesn't mean the driver is not insured to drive the car. It might be somebody driving on 3rd party only cover, or a trader insured to drive any vehicle. The vehicle may not be specified on any policy so it will come up as uninsured but the driver may be perfectly legal ?

shuzzy wrote:

It might be somebody driving on 3rd party only cover,

V8 andy wrote:

shuzzy wrote:

It might be somebody driving on 3rd party only cover,

i always thought the vehicle had to be insured for someone else to drive it 3rd party..?

andy.