Yes but he declared his car as the base model and it had adaptive headlights and a host of factory fit extras that made the car to more highly specced that the top spec car in the range. I have advised my insurer in writing and they weren't interested because my car is still to HSE spec and I haven't made it more powerful or added a body kit that makes it more likely to be stolen - that's what rings bells with them.
I listened to the Radio 4 programme MoneyBox that featured this item and yes it was very interesting - just changing the style of your alloys away from any of the makers optional extra alloys will invalidate your insurance with 95% of UK insurance companies at the moment - they are looking at any way of wriggling out of paying out. Even non standard HiFi and RSE systems can mean no payout in the event of an accident "because you have modified the vehicle from the spec the insurance company uses to work out premiums!" 2020 Pangea Green 1st Edition D240 New Defender 110 is here and loving it
2018 Melting Silver Mini Countryman PHEV - soon to be replaced
2015MY Corris Grey SDv6 HSE Dynamic, the best car I have ever owned, totally reliable only a cou0le of rattles in 3 years, now no longer in my care
Also in my garage is a 1996 TDi300 Defender 90 County HT made into a fake CSW