Does anyone know of an insurance company that lets you use your full no claims discount on a second vehicle ?

Worth asking Admiral about their muticar policy? RRS gone
Audi SQ5...Gone Audi Q7 S-Line 240 3.0TDI Gone
Audi A6 Allroad Sport 270 3.0TDI

I believe Direct Line do.  ON THE WAY: BMW F21 M140i
MERCEDES GL350 - Metallic Navy Blue w/Grey interior

GOING: BMW F31 335D MSport+ xDrive Touring
GONE: Land Rover Discovery 4 HSE - Stornaway Grey w/Black Interior (wish we'd kept it )
GONE: BMW F10 520D MSport - Carbon Black
GONE:MY12 RRS SDV6 HSE Sumatra/Ivory/Grand Black Privacy glass

Admiral told me that I couldn't use my no claims on both our cars, even though I am the main driver on them both. But then agreed to apply it to my second car when I complained about the renewal price. I have been with them for 8 years now though with no complaints! Other than the token game of cat and mouse every year at renewal! I always get £100 off the original price! (£400 for the RRS and £250 for the skoda) very reasonable.  Here - Range Rover Sport MY05 HSE (Changes coming)
Here - Skoda Fabia Monte Carlo MY12 (60+ mpg)

Gone - Long list of unsuitable cars for me a wife and two kids including Impreza's and VXR's

Admiral offered me a small discount on a second car but More Than used my NCD on two cars. FF 4.4 V8 Soooo looking forward to this bad boy
Ex 2006 RRS SC - garbage
Ex 2016 135i M Sport - dream car
Ex 2003 RS6 Avant - piece of cr*p
Ex 2014 320d X Drive, M Sport Touring - ok I guess
Ex 2007 RRS TDV8 - bloody loved it
EX 2007 FL2 XS - not so bad

Danny Byrne wrote:

Admiral told me that I couldn't use my no claims on both our cars, even though I am the main driver on them both. But then agreed to apply it to my second car when I complained about the renewal price. I have been with them for 8 years now though with no complaints! Other than the token game of cat and mouse every year at renewal! I always get £100 off the original price! (£400 for the RRS and £250 for the skoda) very reasonable.

+1


I'm with Admiral and they only offered a multi-car discount which i already have with them,
Thanks for the replies so far guys, keep them coming

My wife went with admiral last year. They quoted for me then my lad who joined the policey this year. ( my sons policey runs from Feb to Aug and his schedule will show an extra years no claims)Even through we were quoted a price i could get it cheaper on a comparison site and they are supposed to give you EXTRA discount cos of the 3 cars
They would only match the prices so I am a bit sceptcal about this multi car system. In saying that if you badger them enough then are more likely to give you what you want. My dad always said an insurance company is only as good as the way they treat you when you make a claim. Which is why Aviva are evil  07 tdv8 stornoway grey at home tucked up
x type jag work and back hack
x5 Gone - never fully loved or cared for
Disco td5 gone - saved a fortune on ear plugs
Freelander gone - one of the first and worst
early disco gone- A tractor in a fur coat.

I think DL do a second car discount, though i think its more based towards buying a run around type car, which are low on the insurance scale, so they might be ok doing it on a skoda but say no to a La Ferrari

I'm with Aviva and got full discount on three vehicles. Muilt-car discount its great.  MY11 Autobiography supercharged. Santorini Black. Monaco interior. Rear screens. Privacy.
Gone MY08 Supercharged HST. Java black. Ivory premium interior. Rear screens. Privacy. Missed a lot.
Gone MY04 Discovery V8 Petrol ES Premium. Awesome.

Last edited by sweetafton on Wed Mar 13 2013 1:52pm. Edited 1 time in total

but have you made a claim with aviva yet 07 tdv8 stornoway grey at home tucked up
x type jag work and back hack
x5 Gone - never fully loved or cared for
Disco td5 gone - saved a fortune on ear plugs
Freelander gone - one of the first and worst
early disco gone- A tractor in a fur coat.

No why? Been with them years and I guess no problem. MY11 Autobiography supercharged. Santorini Black. Monaco interior. Rear screens. Privacy.
Gone MY08 Supercharged HST. Java black. Ivory premium interior. Rear screens. Privacy. Missed a lot.
Gone MY04 Discovery V8 Petrol ES Premium. Awesome.

I have tried for years to use my full no claim discount on second cars but never been able to find an insurer who will

Best I managed was to insure second car in SWMBO name using her named driver years to kick start a discount

However now I have dispute with woman who reversed into me and denied it looks as though she is back to zero again  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

sweetafton wrote:

No why? Been with them years and I guess no problem.

well my son may only be 19 but one thing he never does is lie. So he parks his car on the side of the road to drop his girlfriend off. A car reverses off the driveway on the opposite side and reverses into the back drivers side corner of his car. girlfriends mum comes out as she heard the bang, woman driving car says can't stop cos i'm late picking my grand kids up. I'll drop my details off later and drives off. Aviva sent an email after it being reported that he WOULD loose his no claims as they were going Knock for knock. Excess=£500 and damage = £495 so no claim made. Numerous emails sent and phone calls made but no more replies came from Aviva. All you get is Bob, Fred or Mary from who knows where in the world with I'll send them an email and get them to call you back. His girlfriends Mum and Dad are solisitors so they are looking into it for him. YOU HAVE BEEN WARNED  07 tdv8 stornoway grey at home tucked up
x type jag work and back hack
x5 Gone - never fully loved or cared for
Disco td5 gone - saved a fortune on ear plugs
Freelander gone - one of the first and worst
early disco gone- A tractor in a fur coat.

Privilege tried same but I have refused to accept 50/50 and insist it goes to court - waiting to hear back

If Northern rail had provided cctv when I requested mine would have been sorted months ago  Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW

Still hoping for a S2 one day!

Adrian Flux mirrored my no claims(full) for my other 4x4, which is only used for offroading but road legal at the time. Might be worth giving them a call. 2007 TDV6 HSE