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Home > Off Topic > CSA, advice and help needed! |
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TREV500 Member Since: 21 Jul 2009 Location: Surrey Posts: 58 |
Hi guys and girls , was wondering if I could pick the brains of any one with experience in dealing with the CSA!
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Wed Feb 08 2012 7:32pm |
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Ady 555 Site Moderator Member Since: 12 Dec 2010 Location: Good old yorkshire Posts: 8738 |
Firstly, is your ex on benefits ? If she is then i can't see a way out of it I f she isn't then get her to withdraw her claim against you with the csa by way of letter and then agree to pay her an amount directly into her bank account that you are both happy with, that way you have got records of any payments made to her, never give her cash payments without a receipt otherwise it will come back and bite you big time. In the letter to the csa you need to put in it that any back pay will be paid directly to your ex, again agree a suitable amount you and your ex are happy with all this assuming you ex isn't on benefits, i'm no expert but it worked for me. Good luck I'm sure you could get better advice if you did a google search. |
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Wed Feb 08 2012 8:22pm |
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TREV500 Member Since: 21 Jul 2009 Location: Surrey Posts: 58 |
I told them I didn't have the lump sum, but they had already done a credit search and knew I had credit on cards even I had forgotten about!!!! And wanted to pay there and then, I told them to give me a week to sort my finances. Didn't need to submit new figures they were crappy enough! Think there being heavy handed and hoping I just pay, this may well be the case but it's the unjust of them taking the time to sort the situation that me off! ADY 555, she is on benefits I believe, even though she is mortgage free in a four bedroom house! She has not and never will be on talking terms with me, hence she has now chosen the CSA route. We have been divorced for 9 years and I have always contributed for my daughter, until she came to live with me for a while because her mum was giving her grief and going through a bad time with yet another divorce and more kids involved! Rant over.......ish So do I just pay or argue that the CSA should have taken 6 months to sort this rather than the year so making the back payment higher! Couldn't have saved for it as I didn't know how much they wanted and also trying to keep my business etc Cheers Citroen C6 Dodge Ram Dually Cummins Audi RS6 RRS Supercharged TVR Griffith 500 TVR T350C Random stuff BMW 740 Loaded. Gone n missed Nissan 300zx TT man Brit Spec. Gone |
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Wed Feb 08 2012 9:39pm |
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mike21 Member Since: 07 Feb 2011 Location: Essex Posts: 297 |
Doesn't seem right that they can force you into debt (at very high interest rates) to pay a debt. Cut up the credit cards and you can't get the credit then
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Wed Feb 08 2012 10:00pm |
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sherlock Member Since: 29 Dec 2011 Location: Burscough Posts: 690 |
Get an accountant and show a bad year as the worst year ever and argue if you are forced to pay your future ability to support your kids is in jeopardy. Am sure you can come to a deal with the CSA rather than go into more debt. TDV8 HSE, Remap (+45 BHP + 100 Nm), Taylored sport exhaust system by Pipe Werx
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Wed Feb 08 2012 10:12pm |
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Cavham Member Since: 30 Jul 2009 Location: Berkshire Posts: 91 |
If you can prove payments made and the ex will agree that these have been made, they will deduct this, but if she will not verify it, then legal action will be needed.
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Thu Feb 09 2012 7:52am |
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TREV500 Member Since: 21 Jul 2009 Location: Surrey Posts: 58 |
Thanks for your replies guys, waiting for a brief to give me a call back.
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Thu Feb 09 2012 2:29pm |
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mike21 Member Since: 07 Feb 2011 Location: Essex Posts: 297 |
If the back pay is a reasonable figure that is owed I don't think you have much choice but to pay (over a period of time), just because the CSA have delayed matters in calculating the figure I don't think they would give you a 'discount' because of their incompetence, indeed they would probably be entitled to charge interest! - unfair I know
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Thu Feb 09 2012 4:46pm |
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Jonny Fresh Member Since: 04 Feb 2008 Location: Manchester Posts: 3586 |
In terms of you having credit available on credit cards, reduce your limit to whatever balance they are at and hey presto, no more available funds |
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Thu Feb 09 2012 5:08pm |
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SRE Member Since: 16 Jan 2010 Location: Alicante Prov Spain + Hampshire UK Posts: 2329 |
Bang on, either dump a few of your cards, or reduce card to VERY low limit. In Spain - 2018 F Pace - Frightened away from the Sports due to crank failures Gone - A couple of RRS, A couple of Disco's. However thinking of another Sport. |
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Thu Feb 09 2012 5:16pm |
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Beancounter_74 Member Since: 11 Oct 2011 Location: Down here now... Posts: 5796 |
I can't offer any advice on payments or procedures, but my advice would be do whatever is the best for your daughter, if I was in your situation, I'd make sure she was the priority and was as unaffected as possible (I'm not saying she's not by the way ). If you do that, then I would have thought that will dictate what sort of approach you take with the CSA ON THE WAY: BMW F21 M140i
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Thu Feb 09 2012 5:34pm |
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Ady 555 Site Moderator Member Since: 12 Dec 2010 Location: Good old yorkshire Posts: 8738 |
The thing is, if mother is on benefits and daddy is paying xyz to the csa the full amount payed by the father is kept by the csa and none of it is passed onto mother for the childs welfare because mother is already claiming maximum benefits, so the child is no better off unless daddy gives the child handouts directly, the maintenance payed to the csa just goes to help reduse the cost of running the country so where possible always try and avoid going down the csa route easier said than done with some ex partners i know. |
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Thu Feb 09 2012 7:59pm |
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firstinretail Member Since: 30 Jul 2011 Location: bolton Posts: 461 |
I would have thought it would all revolve around what you can pay from what you earn, NOT what you can borrow???? |
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Thu Feb 09 2012 8:53pm |
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swalker900 Member Since: 12 Sep 2010 Location: Bury Posts: 46 |
The weekly figure they arrived at is back dated to when the claim was made, unfortunately! Non negotiable, as I understand MY2010 3.0 TDV6 HSE, Zermatt silver/Ebony/walnut, privacy, side steps, rubber mats and standard otherwise... |
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Thu Feb 09 2012 10:32pm |
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